E-Newsletter

An Electronic Publication of the North Central Massachusetts Chamber of Commerce

Inside this edition, you’ll discover the latest Chamber initiatives and success stories from across our region. From economic development projects and upcoming networking events to policy updates and workforce training opportunities, we’re keeping you connected to what matters most for your business and North Central Massachusetts.

June 2026

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Chamber News

North Central Massachusetts Development Corporation approves financing to Adams Farm and Slaughterhouse

The North Central Massachusetts Development Corporation (NCMDC), the economic development arm of the North Central Massachusetts Chamber of Commerce, recently approved a loan of $150,000 to Adams Farm and Slaughterhouse to assist toward the purchase of equipment and working capital.

Adams Farm and Slaughterhouse, a third-generation meat processor and retail store located at 854 Bearsden Road, Athol, employs 32 full-time and 11 part-time employees. The farm, which began as a dairy farm in 1919 by Hester Adams, was taken over in 1946 by Lewis Adams, who changed the operations from dairy farm to slaughterhouse. Today, the company is owned and operated by Lewis Adams’ wife, Beverly Mundell, her son Richard Adams, and her daughter, Noreen Heath-Paniagua.

“As a third-generation local business, we take great pride in providing our customers with a variety of fresh meats, dairy products and ice cream they’ve come to trust over the years,” said Mundell. “We appreciate the North Central Massachusetts Development Corporation for their support of our efforts to enhance our business for more generations to come.”

Adams Farm and Slaughterhouse offers customers beef, pork, chicken, smoked meats, lamb, goat and veal at their retail store, as well as homemade deli products, produce, bread, milk, cheese and ice cream. For more information visit, https://adamsfarm.biz/

As a microloan lender, NCMDC can provide loans to small businesses up to $250,000 for working capital, real estate, equipment, inventory, expansion and working with our banking partners to provide gap financing for the final piece of a project.

For more information about the NCMDC loan programs, please call 978.353.7607 or visit NorthCentralMass.com or ChooseNorthCentral.com.


Chamber of Commerce | North Central Massachusetts | North Central Massachusetts Chamber of Commerce | North Central Massachusetts Development Corporation (NCMDC) | Adams Farm and Slaughterhouse | Microloan Lender

Any business looking for answers about how to process payments safely and efficiently can look no further than Commonwealth Consulting Group

Any business looking for answers about how to process payments safely and efficiently can look no further than Commonwealth Consulting Group. Headquartered in Worcester, MA, Commonwealth prides itself on being “your partner in the payment industry.”

“Commonwealth Consulting Group was founded in 2010 with a single mission,” said Ilene Holman, account manager, “to ensure every client is processing all forms of electronic payments with the most cost-effective and efficient solutions.”

“For too long, the payment processing industry has benefited from customer confusion,” Ms. Holman explained. “We believe in educating our clients, and we always offer interchange pricing. Our statements are transparent and easy to understand; you’ll always know what your costs are and why.”

Most importantly, Ms. Holman said Commonwealth considers itself a partner in the successful operation and growth of its clients’ business. “We offer free AR cost savings analysis, account reconciliation, online reporting and analysis, virtual terminal gateways, development software, and Level II and Level III pricing options,” she said.

“Unlike some merchant service companies, we’re just getting started after the relationship is established – we’re in it for the long haul. All of this, backed by superior customer service from qualified local representatives is what separates Commonwealth from its competitors.”

Ms. Holman added that she loves doing business in North Central Massachusetts.  “This region is a close-knit, diverse and well-connected business community comprised of many small and medium-sized businesses that rely on the merchant services that we provide,” she said. “This part of the state is also rich in tradition, tourist attractions, and entrepreneurial activity.”

Commonwealth is very involved in giving back to the community that has contributed to its success. “We support a number of youth sports organizations,” Holman noted, “we sponsor several community events throughout the year, and our employees serve on the boards of a number of local organizations.”

As businesses recover from the challenges of the COVID Pandemic, Ms. Holman shared some optimism about the future. “The last two plus years have been challenging for the business community,” she added, “but during the pandemic, we found that many of our relationships were made stronger because we responded to our clients’ need for remote and contactless payments, cash discounting options, and ATMs, all things that made it possible for our clients to adapt to the changed environment.”

“Going forward, those strengthened relationships are generating referrals and continued growth for our company,” she said.

Ms. Holman notes that her team of eight employees “have to be good listeners in order to provide solutions for our customers’ business needs.” She added the staff is “customer-focused, self-motivated, and detail-driven.”  All this is done in a workplace culture which she best describes as “relaxed.”

Commonwealth’s website clearly defines the depths of its services and solutions:

  • Credit card and debit processing
  • B2B solutions
  • PCI compliant software solutions
  • Buy Now, Pay Later options
  • eCommerce
  • Point of service (POS) systems
  • Mobile payments
  • ATMs & ATM vaulting services
  • ACH, EFT, and eChecks
  • Terminals, products, and supplies

In addition to its website, Ms. Holman explained that Commonwealth promotes itself through all of the usual channels, including social media, event sponsorships, digital ads on our ATMs, monthly newsletters, and networking opportunities.  “But,” she said, “our best leads come from word of mouth and referrals from satisfied customers.”

In describing Commonwealth’s strongest influences, Ms. Holman said “we’ve always worked to be more customer-focused than our competitors.  So I guess you could say that we have learned what not to do by paying attention to the reasons our customers share for switching to Commonwealth from a competitor.”


Chamber of Commerce | North Central Massachusetts | North Central Massachusetts Chamber | Business Growth | Business Development | Business Technical Assistance | Business Resources | Massachusetts Business Environment | Member Spotlight | Commonwealth Consulting Group

State Expecting Elevated Tax Revenues To Hold

Source: State House News Service
Author: Colin A. Young

1.6 Percent Growth Expected, 4.1 Percent When Surtax Included

The Healey administration and legislative budget managers agreed Monday to build their upcoming state budget plans on the assumptions that they will have $40.41 billion in general state tax revenue to spend in the budget year that begins July 1 and an additional $1 billion in revenue from the state’s new high-earner surtax that can be put towards education or transportation.

The fiscal year 2024 consensus revenue agreement announced Monday would represent 1.6 percent growth over the latest estimate for fiscal year 2023 tax revenue, or 4.1 percent growth when adding the $1 billion in projected revenue from the surtax on income greater than $1 million to the equation. The surtax revenue, by law, is supposed to only be spent on education and transportation initiatives.

“The Fiscal Year 2024 consensus revenue forecast lays the groundwork for a fiscally responsible FY24 spending plan that supports core services for residents and makes meaningful and sustainable progress in addressing the varied needs and issues facing the Commonwealth,” Administration and Finance Secretary Matthew Gorzkowicz, who agreed to the growth figure with Ways and Means Committee chairs Rep. Aaron Michlewitz and Sen. Michael Rodrigues, said. “More importantly, the additional surtax revenue will allow for significant new investments in transportation and education that will make the Commonwealth more competitive, affordable, and equitable.”

Gov. Maura Healey is expected to file her first annual budget proposal by March 1. The House and Senate will redraft Healey’s spending blueprint and debate their own versions, likely in April and May. Fiscal year 2024 begins on July 1, but Massachusetts has rarely had its full-year budget in place by that date in recent years.

“I think really important and exciting news on the consensus revenue and what is an atypical year in terms of how these things are put together. So we’re really pleased to be able to announce that today,” Healey said Monday afternoon.

The governor referred back to the consensus revenue accord later in the same press conference Monday when asked about the future of Chapter 62F, the state tax revenue cap law that House lawmakers in particular have said they want to see changed.

“I don’t know what the future looks like,” she said. “I know that right now we’re really pleased to be out with the consensus revenue number. We’ll be having some discussions about upcoming budget and priorities and the like, and a lot of work to sort through in the immediate,” Healey said.

Rodrigues said the revenue accord “provides a strong foundation for the Legislature and the Healey-Driscoll administration to develop a forward looking FY24 budget plan that upholds fiscal responsibility and meets the critical needs of our communities.” Michlewitz said it “will allow the Legislature and the Healey-Driscoll administration to collectively construct a reasonable and appropriate budget for the upcoming fiscal year.”

“By basing the budget on a judicious consensus revenue figure, the Commonwealth will be able to make the necessary investments that our constituents deserve, while at the same time enhancing the state’s fiscal health,” Michlewitz said.

The $40.41 billion revenue estimate that Gorzkowicz, Michlewitz and Rodrigues agreed to Monday, a day ahead of their deadline, is largely in keeping with the testimony they heard from economic and budget experts at a hearing last week.

The Department of Revenue forecasted fiscal year 2024 state tax revenue within a range of $39.838 billion to $41.017 billion, the Mass. Taxpayers Foundation projected that fiscal year 2024 state revenues will come in at $40.06 billion, and the Center for State Policy Analysis at Tufts University estimated that fiscal year 2024 state tax revenue will land at $40.2 billion.

While the official estimate of 1.6 percent growth is well below what Beacon Hill officials have projected in each of the last at least six years, it means that state revenues are expected to stay at their significantly elevated levels.

The consensus revenue growth estimates were for 3.5 percent in fiscal 2022 and 2.7 percent in fiscal 2023, but over those two years state tax revenues actually surged more than 15 percent and more than 20 percent, respectively. The fiscal year 2024 revenue estimate of $40.41 billion is more than $10 billion above the estimate that Michlewitz, Rodrigues and the Baker administration originally agreed to for fiscal year 2022 ($30.12 billion) in January 2021.

The state budget, which totals $52.7 billion for fiscal 2023, is supplemented by substantial federal revenues along with non-tax revenues like fees. The fiscal year 2023 bottom line represented an increase of $5.1 billion or 10.7 percent over the $47.6 billion annual budget passed for fiscal 2022.

Gorzkowicz, Michlewitz and Rodrigues also confirmed Monday the amounts of money that will be transferred to various entities that have over the years secured themselves dedicated budget carve-outs. The MBTA will get $1.463 billion ($138 million more than in the current year), the Massachusetts School Building Authority will get $1.303 billion (an increase of $138 million), and $27 million will flow to the Workforce Training Fund.

There will also be a $4.105 billion transfer to the state pension fund — an increase of $361 million over the fiscal 2023 contribution — which is expected to keep Massachusetts on track to fully fund its pension liability by 2036.

Gorzkowicz also announced Monday that he was upgrading the current year’s revenue estimate by $151 million or about 0.4 percent, from $39.618 billion to $39.768 billion. The three top state budget officials said that $100 million of fiscal year 2023 revenue was earmarked Monday for use to “fully pay down” pension liabilities stemming from a 2015 early retirement incentive program that otherwise would not have been paid off until fiscal year 2027. That decision was announced as one made by “the secretary and chairs.”

Through the first half of fiscal 2023, DOR has collected $17.789 billion, which is $56 million or 0.3 percent less than what was collected to the same period of fiscal 2022, but still $1.087 billion or 6.5 percent more had been expected during that time period.

“However, a significant portion of the above-benchmark performance is due to lower than expected credits claimed by [pass-through entity] members, which we do expect to reverse in the second half of this fiscal year,” Revenue Commissioner Geoffrey Snyder said last week.

Gorzkowicz, Michlewitz and Rodrigues also agreed Monday to a 3.6 percent rate of potential gross state product growth for calendar year 2023. That figure is used to set up a health care cost growth benchmark under the 2012 cost containment law.


Chamber of Commerce | North Central Massachusetts | North Central Massachusetts Chamber | Massachusetts Business | Massachusetts Economy | Massachusetts Chamber of Commerce | Government Affairs | State House News Service | Economic Development

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Member News

Berkshire Bank Welcomes Michelle Samuel to the Private Banking Team in Boston

Michelle_Samuel_WebBerkshire Bank, a leading, socially responsible community bank with financial centers in New England and New York, welcomes Michelle Samuel, as senior vice president (SVP) to the Private Banking team. Ms. Samuel joins Berkshire’s growing Private Banking team as a seasoned private banker serving the Boston market.

“We are very excited and pleased to welcome Michelle to our team”, said Managing Director of Private Banking, Elizabeth Mineo. “The role supports our continued commitment to providing exceptional service, advice, customized lending, and liquidity management solutions delivered by experienced bankers embedded in the communities we serve.”

At Berkshire, Ms. Samuel will be responsible for new business development in the Boston market by supporting private banking clients with a full suite of financial solutions tailored to help them reach their individual goals.

Ms. Samuel brings almost twenty years of experience in the financial services industry within the Boston area. She has worked with professional service firms, privately held businesses, and high-net-worth individuals and businesses. Most recently, she spent two years at First Republic Bank and sixteen years at Boston Private Bank. She earned her bachelor’s degree in accounting and finance from Northeastern University and is an MBA candidate at Boston University’s Questrom School of Business. She resides in Brockton, MA, with her two children.

#  #  #    

About Berkshire Bank    

Berkshire Bank, founded in 1846, is becoming a high-performing, leading, socially responsible community bank. It empowers the financial potential of its stakeholders by making banking available where, when and how it’s needed through an uncompromising focus on exceptional customer service, digital banking, and positive community impact. Providing a wide range of financial solutions through its consumer banking, commercial banking and wealth management divisions, the bank has approximately $12.1 billion in assets and a community-based footprint of 100 financial centers in Massachusetts, New York, Vermont, Connecticut and Rhode Island. Headquartered in Boston, Berkshire Hills Bancorp (NYSE: BHLB) is the parent of Berkshire Bank. Named one of America’s Most Trusted Companies by Newsweek and America’s Best Midsize Employers by Forbes, Berkshire is also listed in the Bloomberg Gender-Equality Index and a Best Place to Work for LGBTQ+ Equality. To learn more, visit www.berkshirebank.com or follow us on Facebook, Twitter, Instagram, and LinkedIn.        

Community Health Resource Fair

The City of Fitchburg Health Department is pleased to announce that Community Health Resource Fair will be held at the Fitchburg Senior Center on Thursday, October 19, 2023 from 4:00pm-7:00pm. As in prior years, we will feature over 70 vendors representing area community service organizations and city departments. Throughout the event, we will be offering free Flu vaccines, Blood pressure screenings and Naloxone training.

This is a great opportunity to promote your agency while networking with other organizations – we average 275+ attendees.
We would like to invite your organization/department to join us again – there is no charge to participate and tables and chairs are provided– just bring your table cover and information! Once again, the Holiday Decorating Committee Fitchburg will be selling refreshments.

We will be holding free raffles throughout the Fair and invite you to donate an item or basket.

Massachusetts Community Colleges Celebrate the Launch of MassReconnect Free Community College Program

MWCC President James Vander Hooven joined Governor Maura T. Healey today to launch MassReconnect, her administration’s new program establishing free community college for Massachusetts residents aged 25 and older and awarded $100,000 to each of Massachusetts’ 15 community colleges to support the quick implementation of the program this fall. Governor Healey and President Vander Hooven were joined by Lt. Governor Kim Driscoll, Senate President Karen Spilka, Secretary of Education Patrick Tutwiler, Commissioner of Higher Education Noe Ortega, and other community college presidents today at MassBay Community College’s Wellesley Campus. During the event, the Healey-Driscoll Administration highlighted the first MassReconnect students at MassBay, celebrating the impact the program is expected to have for students across the state.

“MassReconnect will be transformative for thousands of students, for our amazing community colleges, and for our economy,” said Governor Healey. “It will bolster the role of community colleges as economic drivers in our state and help us better meet the needs of businesses to find qualified, well-trained workers. We can also make progress in breaking cycles of intergenerational poverty by helping residents complete their higher education credentials so they can attain good jobs and build a career path. Our administration is grateful for the partnership of the Legislature to move forward on this critical program that will make our state more affordable, competitive and equitable.”

“Our administration and our community college partners are ready to hit the ground running with MassReconnect this fall semester. We encourage any eligible students who might have been holding off on taking that final step to enroll to do so now to begin this next stage of their education and career,” said Lieutenant Governor Driscoll. “We are also proud to be setting our community colleges up for success by providing them each with $100,000 for implementation of this lifechanging program.”

“In Massachusetts, we know that getting an education is a key to the middle class, supporting a family, building a life, and pursuing a brighter future. In this year’s state budget, we thrust open the doors to those opportunities and countless others, by making community college free for people 25 and over, making nursing programs at community colleges free for all individuals, and setting our state on a path to universal free community college in 2024,” said Senate President Karen E. Spilka (D-Ashland). “These proposals are a major step towards the Senate’s Student Opportunity Plan and are crucial to ensuring residents have the tools to build the futures they dream of—right here in Massachusetts. I am deeply grateful to Governor Healey, Lieutenant Governor Driscoll, Secretary Tutwiler, Commissioner Ortega, Senate Ways and Means Chair Michael Rodrigues, Senate Higher Education Committee Co-chair Jo Comerford, and Speaker Mariano, for making education a priority in Massachusetts.”

“MassReconnect will create life-changing educational and career opportunities through free community college for qualifying residents at institutions such as Quincy College and at other community colleges across the Commonwealth, including for many residents from historically underserved communities. This program will also help to address key labor shortages, while ensuring that Massachusetts possesses a highly trained workforce that is prepared for the industries of the future,” said House Speaker Ronald J. Mariano (D-Quincy). “I want to thank the Healey Administration, Chairman Michlewitz and my colleagues in the House, as well as Senate President Spilka and our partners in the Senate, for working to include this transformative program in the Commonwealth’s FY24 budget.”

Governor Healey invested $20 million in MassReconnect for the first year of implementation in her first budget that she signed earlier this month. This funding covers the full cost of tuition and fees and includes an allowance for books and supplies at each of Massachusetts’ 15 community colleges. Additionally, each community college will also receive $100,000 from this funding to support student and community program awareness, staffing, and program administration. Quincy College also received $1.5 million in the FY24 budget to operate a similar program.

“For adults coming to one of the fifteen community colleges across the Commonwealth, MassReconnect removes one of the biggest barriers to attendance: cost,” said Jim Vander Hooven, president of Mount Wachusett Community College and chair of the Community College Council of Presidents. “By making community college completely free for any adult over 25 in Massachusetts without a degree, the Healey-Driscoll Administration is making an historic investment in our state’s workforce and providing hundreds of thousands of adults with a clear pathway to a career.”

“Community colleges such as MWCC serve as a pathway to enhanced economic mobility for numerous individuals,” Stephanie Williams, MWCC Chief Diversity Executive added. “MassReconnect has the potential to create a ripple effect, generating positive outcomes not only for the individuals directly benefiting from it but also for the broader community and the Commonwealth as a whole. As the Chief Diversity Executive, witnessing Massachusetts’ tuition-free program at this juncture is truly thrilling, as it embodies our commitment to diversity, equity, and inclusion.”

Massachusetts residents qualify for MassReconnect if they are 25 or older on the first day of classes, have not previously earned a college degree, are a legal permanent resident for one year as of the start of the enrolled term, complete the FAFSA, and enroll in at least six credits per semester in an approved program of study leading to an associate degree or certificate.

“There’s no doubt that with MassReconnect we will be able to change the lives of each of the students who take advantage of this historic opportunity to achieve their degree,” said Secretary of Education Tutwiler. “But beyond our students, this program will also strengthen the Commonwealth’s economy and our public higher education system, By investing in our community college students, the Healey-Driscoll Administration is investing in the future of the Commonwealth.”

MassReconnect will likely support up to 6,500-8,000 community college students in the first year, which could grow to closer to 10,000 students by FY25, depending on how many students take advantage of the new opportunity. They could include current students, new students, or returning students who did not complete their degree. There are approximately 700,000 Massachusetts residents who have some college credit but no degree. MassReconnect will help bring back these students to finish their degrees, with the additional funding and support they may have been lacking the first time.

“With the Healey-Driscoll Administration’s record-breaking investment in higher education, including the highest levels of support for financial aid and scholarships the Commonwealth has ever seen, we will be able to expand access to higher learning more than ever before. MassReconnect is the centerpiece of that effort,” said Commissioner of the Department of Higher Education Ortega. “For all the Massachusetts adults out there who had to put their education on hold or didn’t have the opportunity to pursue it in the first place, now is your chance to pursue a degree or certificate to advance your career and transform your life and that of your family.”

The Commonwealth’s 15 community colleges are a ticket to economic mobility for many Massachusetts residents, and thus are key drivers of our business and our economic success. Nationally, employees who have earned their associate degree are paid 18 percent more than workers with only a high school diploma, according to the Bureau of Labor Statistics. And these well-paying jobs are just waiting to be filled—in July 2023 there were more than 26,000 unique job postings in the Commonwealth that specifically required an associate degree. MassReconnect will harness the power of our community colleges by allowing workers to earn the training and education necessary for their career growth and reinforcing our pipeline of skilled industry professionals entering the workforce.

There is still time to enroll in MassReconnect and access free community college this fall. Visit mwcc.edu/massreconnect for steps and links to information sessions, the application, and FAFSA support.

Member Spotlight

Custom Cleaning Service of Peabody

When the workday ends and the lights go down, Custom Cleaning Service of Peabody, Inc. gets to work. “We operate as our clients’ silent partner after business hours,” says Adam Paicos, of Templeton, who now serves as Director of Operations and oversees the company’s expansion into North Central MA. “We are not often seen, but we ensure facilities are clean, secure, and ready for business each day while serving as the eyes and ears for our clients when they are not on site.”

Inside North Central Massachusetts Podcast

Discover local business stories through our Inside North Central Massachusetts Podcast series. Listen as Chamber members share their journeys, insights, and contributions to our thriving regional business community.

Out & About

From Chamber events and ribbon cuttings to community celebrations and regional highlights, stay connected with what’s happening across North Central Massachusetts. Follow us on social media for the latest photos, updates, and stories.

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Job Board Postings

Looking for your next opportunity? Explore current job openings from employers across North Central Massachusetts on our Jobs Board. Whether you’re starting a new career or making a change, you’ll find a variety of local positions available to help you take the next step.

Got a job you want featured? Click here to submit a job posting to our job board or email . This is a member benefit. Post jobs at no extra cost. No algorithms or budgets to manage!

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