E-Newsletter
An Electronic Publication of the North Central Massachusetts Chamber of Commerce
Inside this edition, you’ll discover the latest Chamber initiatives and success stories from across our region. From economic development projects and upcoming networking events to policy updates and workforce training opportunities, we’re keeping you connected to what matters most for your business and North Central Massachusetts.
The North Central Massachusetts Chamber of Commerce is here to help – with trusted resources, a strong business network, and a support system to keep your business and the region moving forward
Every business goes through similar stages, no matter which industry it operates in. Knowing what stage your company is in can help guide you in focusing your efforts on the right activities for your current situation. Here’s an overview of the primary stages of any business.
This stage actually takes place before your business even becomes a business. In this phase, you’ll be developing your products or services, finding suppliers and other service providers, and establishing the goals for your company. Take the time to do ample research on the market you intend to enter so that you can set yourself up for success right from the start.
Once you have completed the planning process, it’s time to launch your business. This is the riskiest phase for any company in any industry. You’ll need to keep close watch on all company activities to ensure that your team is working on the most critical tasks in this delicate stage. It is also important to be flexible during this period as you gain feedback from your earliest customers. Don’t be afraid to tweak your offerings to better meet the needs of your customers.
By this point, your business should have a solid customer base and continue to bring in new customers. Your products and services should have reached their peak at this time as well. Your company’s cash flow should cover your ongoing expenses, and you should be able to see a bit of extra money to cover the expenses related to future growth.
Now is the time to start really pushing to grow your business. Draw on your existing customer base for referrals to keep growing your company. This phase is also the ideal time to think about adding new products or services to your arsenal. Use customer feedback to guide you in the best areas for your company to grow. Don’t forget about the importance of delegating once you reach this phase. Your team can likely handle many of the daily tasks you complete yourself, freeing you up to focus more on growing your enterprise.
In the maturity stage, you are running a successful business with stable income and high-quality products or services. Your customers are happy with your offerings, and your team is more than capable of handling their work load. At this point, you can keep doing what you are doing, sitting back to watch the profits roll in. You also have the option of selling your company. With this route, you can obtain a large windfall of cash and relieve yourself of the ongoing duties of running your business so that you can shift your focus to your next endeavor.
Although every business is unique, the stages that it will go through are common across all industries. It is important to know where your company falls in this hierarchy so that you know which tasks are most deserving of your time. The better prepared you are for each stage, the easier it will be to progress to the next level.
If you are struggling with how to market your business in the current environment of uncertainty, you aren’t alone. Many members want to get the word out that their businesses are once again open for trade. However, some don’t quite know how to advertise without seeming insensitive to the realities of the global pandemic. Fortunately, small business owners can look to big brands for guidance and inspiration.
Visual communication speaks as loudly as spoken words when you advertise your brand. Here are a few tips to help you avoid insensitivity in your messaging:
Although people are concerned, your brand message doesn’t have to be grim. Look to your brand voice to guide you through your campaign planning. Your ads should reflect what’s going on in the world without being sad. The purpose, mission and vision of your brand will guide you. What does it mean in terms of COVID-19 and how you can still serve your clients?
Now is the time to be human and personable. Offer real emotion and hope in relation to how your product can still fulfill its function. A reminder of life beyond COVID-19 may inspire hope in your audience.
Create brand stories if your product can make life in quarantine better. Does you product provide entertainment at home? Will it help people maintain no-contact transactions? Clarify what your brand can do.
Even if your product or service can’t directly alleviate life in quarantine, you can still educate and encourage people to stay home and stay safe.
We chose three examples of big brands that turned a negative into a positive and focused on supporting customers concerned about the coronavirus. Use these examples to motivate your rebranding throughout the global pandemic and economic crisis.
With compassion and humanity, you can come up with creative ways to connect with clients focused on their health and well-being. Inspirational, well-informed ads can help you get your products to customers that can still benefit from them.
Leadership comes in many forms, from those who inspire dedication and support to those who rule through fear and intimidation. A true leader is someone who can command those under them without having to resort to extreme tactics. Many great leaders share some common traits, so work to improve these qualities in yourself to establish yourself as a leader in your community.
You won’t get very far as a community leader if you don’t have a destination in mind. In order to get your friends and neighbors to rally around you, they need to have a sense of what your goals are for the community. Take the time to think about what it is that you want for your neighborhood, and find out whether others share your vision. This way, you can all begin to work together towards a common goal.
One of the marks of a great leader is the ability to recognize when you don’t know something. Admitting that you need outside help or advice is not a sign of weakness but rather a show of wisdom. Just because you ask for help doesn’t make you any less of a leader. Of course, you don’t want to discount your own knowledge, as you have a unique perspective to offer your community. The key is to recognize when others are more qualified to handle certain tasks. True leaders know when to do the work themselves and when to delegate.
Some people seem to have a quality about them that just draws people to them, even if you can’t pinpoint what it is exactly. You’ll need charisma to succeed as a community leader because you need to be able to persuade people to listen to what you have to say. Take every opportunity you can get to refine your public speaking and networking skills. As you continue to rise through the ranks of your community, you’ll need to draw on these skills more and more frequently.
A true leader knows how to maximize other people’s strengths by encouraging and supporting them. Rather than clawing your way to the top by tearing down those around you, it is far better to build yourself up by building a strong team. With everyone working together, the entire team gains greater recognition, and as the leader, you’ll get the most recognition of all. You’ll get greater loyalty from your team as well, as they’ll be more inclined to support you when they feel valued and that their skills are being put to good use.
You won’t become a community leader overnight, so you’ll need to have the patience necessary to gradually build your audience over time. If you take the time to get involved in your community and listen to what your peers are saying, you’ll establish yourself as an active member of society. Over time, your neighbors will start to get to know you and value your opinion. As you continue to grow and expand your influence, you’ll be well on your way to establishing yourself as a community leader.
There is no time like the present to start grooming yourself to become a pillar of your community. Focus on self-development and improving the community around you, and the rest will eventually fall into place.

Giulio G. Greco, Chairman of the Board. Greco has previously served as Chairman from 1994-1998 and again from 2008-2011. Greco was presented the Volunteer of the Year Award from the Cooperative Credit Union Association (CCUA) during the Awards of Excellence held at the 2019 Annual Convention. Greco has served on the Board since 1978.
Michael J. Sauvageau, Vice Chair. Sauvageau has been on the Board since 2007 and most recently held the position of Chairman from 2016-2020. Sauvageau serves on LCU’s Executive, Audit and Compensation Committees.
Nancy L. Graves, Treasurer. Graves serves on the Executive, Credit, Investment, and Advisory Committees. She has served on the LCU Board of Directors since 2004.
Joyce A. LaFleur, Assistant Treasurer. LaFleur serves on the Executive, Audit, Investment, and Advisory Committees. LaFleur has served on the Board since 2007.
Joseph V. Quintal, Clerk. Quintal serves on Executive, Audit, Compensation, Investment and Advisory Committees. Quintal has served on the Board since 2006.
Joining the officers on the 2020-2021 Board of Directors are, Amedeo E. Bilotta, Bruce J. Bollivar, Robert J. DelleChiaie, Joyce G. Leger, Henry C. Kulik, Jr., and Richard A. Sheppard.
Founded in 1954, Leominster Credit Union (LCU) is a member-owned, not-for-profit financial cooperative with a full range of deposit, lending and other financial services. Headquartered in Leominster, Massachusetts, LCU is proud to claim nearly 50,000 members and more than $700 million in assets. LCU has seven branch locations in Leominster, Clinton, Holden, North Leominster, Sterling and Worcester with ATM services at all branch locations. LCU also provides 24 hour banking via Mobile and Online services. Visit leominstercu.com or call 800-649-4646.

Front Row (L-R): Guilio G. Greco, Chairman of the Board; Michael J. Sauvageau, Vice Chairman.
Back Row (L-R) Joyce A. LaFleur, Assistant Treasurer; Nancy L. Graves, Treasurer; Joseph V. Quintal, Clerk
Oxford, Massachusetts, June 26, 2020—bankHometown has approved over 700 Paycheck Protection Program (PPP) loans totaling approximately $68 million, allowing hundreds of local businesses across central Massachusetts and northeastern Connecticut to keep more than 7,500 employees on the payroll.
The program has helped small businesses like bankHometown customer Cleartech Group, a Leominster-based IT management and consulting company serving small and medium-sized businesses across central Massachusetts.

(Pictured L-R) Cleartech Group President and Owner Tony Fields with bankHometown President and CEO Robert J. Morton, Vice President and Commercial Loan Officer Christina DiRusso, and Leominster office Assistant Vice President and Branch Officer Donna Daigle.
President and Owner Tony Fields said that when the shutdown began in March, he quickly put aside his company’s growth plan and made some tough choices, including laying off two employees, to ensure his company could continue supporting its clients. He said Cleartech’s focus turned to helping business owners “embrace the new normal” by putting in place the proper infrastructure and security needed for employees to work from home.
“Initially, it was a shock for us. Then it quickly became a humanitarian effort to get our customers connected so they could operate remotely as much as possible and as quickly as possible,” Fields said. “A lot of our value is in working with clients onsite, but we had to switch to a fully virtual environment ourselves and then get clients up and running remotely with reduced staff. In the span of two weeks, we went from growth mode to survival mode.”
Fields said that PPP funding helped relieve an “incredible sense of uncertainty” for himself and his nine employees and allowed him to feel positive not only about his own company’s ability to weather the storm but about the survival of the small businesses his company supports.
“When the PPP came out, it gave us all the hope that there was a light at the end of the tunnel,” he said. “It was like a bridge was built for us to get through this with confidence.”
The Small Business Administration’s Paycheck Protection Program (PPP) is a small business stimulus program included in the federal government’s $2.2 trillion Coronavirus Aid, Relief, and Economic Security (CARES) Act. The PPP initially provided $349 billion for SBA lenders like bankHometown to fund loans to businesses on a first-come, first served basis in order to guarantee eight weeks of payroll and other costs to help businesses remain viable. Funds were exhausted in less than two weeks, but Congress provided for additional funding capacity of $320 billion. To qualify, businesses must have 500 or fewer employees and demonstrate that they have been negatively affected by the Coronavirus. If used for payroll and other qualifying expenses, the loans are forgivable.

(Pictured L-R) bankHometown President and CEO Robert J. Morton; Athol-Orange Community Television Executive Director Carol Courville; bankHometown Vice President and Commercial Loan Officer Christina DiRusso and Athol office Assistant Vice President and Branch Officer Marc Ostberg.
The program also helped bankHometown customer Athol-Orange Community Television, a non-profit public access station centered in Athol. Executive Director Carol Courville said AOTV was luckier than most non-profits in being able to rely on funding from cable subscriptions but that she and her board quickly saw the potential for the pandemic’s long-term negative effect in the form of cancelled fundraising events and other sponsorships.
“We knew we weren’t going to be able to do the type of fundraising necessary to continue our mission, and that hurt us a lot,” Courville said. “We knew right away that this would be a long haul and that we could have budgetary issues that lasted well into the fall and through the rest of the year.”
Courville said that securing funds from the PPP was an enormous relief both mentally and emotionally on herself and her one full-time and three part-time employees, who could then work from home to create the station’s programming without worrying about potential layoffs.
“Taking that burden off the staff’s shoulders gave them security and that was golden,” she said. “They didn’t have to worry about raising funds or losing their jobs while completely changing the whole way we provided services and quickly adapted to new technology to produce government meetings and other programs. It would have been overwhelming.”
bankHometown’s commercial lending teams worked tirelessly to submit applications on behalf of hundreds of its small business customers like Cleartech and AOTV, knowing that for many business owners, timing was critical.
“These are trying times, and we understand the financial situation our customers are facing and the negative impact it can have on their business, the staff, and the community,” said bankHometown President and CEO Robert J. Morton. “We moved quickly to get these funds in our customers’ hands so they could meet all of their obligations. As a community bank, this is what we do and I’m proud of our ability to help local organizations,” he said.
Despite national reports that some PPP funds went to larger businesses, approximately 60 percent of the PPP loans bankHometown processed were less than $50,000 and more than 90 percent were less than $250,000, indicating that on the local level, the program has benefitted the small businesses for which it was intended.
Courville credits bankHometown Vice President and Commercial Loan Officer Christina DiRusso as well as the bank’s Athol office Assistant Vice President and Branch Officer Marc Ostberg for helping AOTV secure their economic lifeline quickly in the first round of the PPP, when colleagues at other small businesses were having trouble getting a call back from bigger banks.
“Christina called me back the first day and made it easy for me. She took me through the whole application process, which was really designed for businesses and not for not-for-profits,” Courville recalls. “That’s why working with a local bank like bankHometown was so important. It made a big difference to know that you could talk to someone. They made it happen.”
“We couldn’t have kept afloat if the money ran out,” she added. “So I just want to thank bankHometown.”
Fields said he didn’t realize how unusual his strong business relationship with bankHometown’s DiRusso and Leominster office Assistant Vice President and Branch Officer Donna Daigle was, until he heard from colleagues in a global entrepreneur forum who voiced frustration in getting their banks to assist them with their PPP application or even return their calls.
“With the PPP, I was always informed and knew where I stood, so I just assumed that this was how it got done, this was the norm,” he said. “But my fellow entrepreneurs were struggling through the process and experienced at least two weeks of unnecessary anxiety that I never felt. That’s when I realized how special my partnership with bankHometown was.”
Fields said he was approved and had the funds in-hand quickly while more than half of the entrepreneurs he connects with were still struggling to apply, proving that a local banking relationship is key to sustaining small business.
“They have your back and are part of your business. They’re an advocate working for you,” he said. “Now more than ever, I’m a cheerleader for bankHometown.”
About bankHometown
Founded in 1889, bankHometown is headquartered in Oxford, Massachusetts, and has $1.0 billion in assets and 15 branches located throughout central Massachusetts and northeastern Connecticut. Through its sponsorship and charitable giving program, bankHometown and the Hometown Bank Community Foundation support non-profit organizations and causes throughout Worcester and Windham Counties. In 2019, the bank and foundation donated more than $328,000 to nearly 270 organizations. Over the last four years, the program has donated more than $1.1 million. For more information, visit bankhometown.com.
Effort will mobilize sewing-enthusiast “Rosies” and corporate partners to join AIS in creating and sponsoring donations of high quality, reusable face masks

The Sew the Masks campaign is mobilizing AIS sewing professionals as well as private, individual sewing enthusiasts – known as “Rosies” – to create high-quality masks from AIS-sourced materials and donate them to healthcare providers, first responders, essential workers and others at risk in the fight against COVID-19.
“No healthcare worker, first responder or other front-line employee should be worried about access to personal protective equipment such as masks. Yet we continue to see mask shortages among the people most at risk of infection,” said Bruce Platzman, CEO of AIS. “We strongly believe that high quality, comfortable, washable and reusable masks can make a big impact. And we are actively recruiting sewing enthusiasts across the country – along with corporate partners—to join this effort. Collaborate with AIS and the United Way and let’s collectively donate one million facemasks to those most in need.”
The Sew the Mask program has four simple steps:
“We are proud to partner with AIS to provide these high-quality masks to those most in need. We think this initiative is an effective and creative way to rally the public, to create opportunities for volunteers to support their local community from the safety of their own homes, and for local businesses to engage in a meaningful effort to promote public safety during this unprecedented crises,” Kory Eng, President and CEO of the United Way of North Central Massachusetts shared.
AIS also allocated a production line of its employees in early April on the manufacturing floor to make these masks, featuring antimicrobial covers that repel moisture and a non-treated, comfortable inner layer filter of polypropylene. AIS masks are already helping protect healthcare workers at UMass Medical Center and Brigham and Women’s Hospital, as well as first responders around Massachusetts and others.
“Our company has donated thousands of these masks already to hospitals and first responders across Massachusetts. But the need is so great, we could never do alone what we can do with others. We are pleased to partner with the United Way of North Central Massachusetts, joining together as part of coordinated effort,” said Platzman. “We think there are many potential ‘Rosies’ out there ready to donate their skills and time to ensure high-quality PPE is there when these essential players need it. And we’re seeing many caring corporate citizens in New England and around the country wanting to partner with us to sponsor the effort to coordinate mask donations in their communities and across the United Way’s vast network.”
One of the illustrations featured in the original Rosie campaign artwork is a representation of a real life “Rosie”, MJ, who works at AIS as in shipping. She has a deep compassion to help those around her. AIS was inspired by her effervescent energy, self-less dedication to others, and roll up your sleeves attitude as a role model for the program. Illustrations created by Lindsey Platzman.
For more information, to become a “Rosie” or to learn about corporate partnerships and sponsorship of mask creation and donations, visit www.sewthemasks.com.
ABOUT AIS
AIS, headquartered in Leominster, Massachusetts, is a leading manufacturer of commercial office furniture and boasts one of the most impressive stories of growth and success in the furniture industry. Founded in 1989, the company is known for offering market-relevant, feature-rich product lines that entice designers and support the diverse needs of end-users while offering exceptional value. AIS is an innovator that leads the industry in
sustainable, lean manufacturing, lead-time performance and manufacturing flexibility. AIS has permanent showrooms at its Leominster headquarters and also in Chicago, New York City and Washington, D.C. With locations across the U.S., AIS has more than 800 employees and over 1 million square feet of office, showroom and factory space. Sales for 2019 were $225 million. For more information, visit www.ais-inc.com.
When the workday ends and the lights go down, Custom Cleaning Service of Peabody, Inc. gets to work. “We operate as our clients’ silent partner after business hours,” says Adam Paicos, of Templeton, who now serves as Director of Operations and oversees the company’s expansion into North Central MA. “We are not often seen, but we ensure facilities are clean, secure, and ready for business each day while serving as the eyes and ears for our clients when they are not on site.”
Discover local business stories through our Inside North Central Massachusetts Podcast series. Listen as Chamber members share their journeys, insights, and contributions to our thriving regional business community.
Looking for your next opportunity? Explore current job openings from employers across North Central Massachusetts on our Jobs Board. Whether you’re starting a new career or making a change, you’ll find a variety of local positions available to help you take the next step.
CapEx Facility Services & Construction · Leominster, MA
TaraVista Behavioral Health Center · Harvard, MA
DRS Power Technology, Inc. · Fitchburg, MA
AIS · Leominster, MA