E-Newsletter
An Electronic Publication of the North Central Massachusetts Chamber of Commerce
Inside this edition, you’ll discover the latest Chamber initiatives and success stories from across our region. From economic development projects and upcoming networking events to policy updates and workforce training opportunities, we’re keeping you connected to what matters most for your business and North Central Massachusetts.
The North Central Massachusetts Chamber of Commerce is here to help – with trusted resources, a strong business network, and a support system to keep your business and the region moving forward
Every business goes through similar stages, no matter which industry it operates in. Knowing what stage your company is in can help guide you in focusing your efforts on the right activities for your current situation. Here’s an overview of the primary stages of any business.
This stage actually takes place before your business even becomes a business. In this phase, you’ll be developing your products or services, finding suppliers and other service providers, and establishing the goals for your company. Take the time to do ample research on the market you intend to enter so that you can set yourself up for success right from the start.
Once you have completed the planning process, it’s time to launch your business. This is the riskiest phase for any company in any industry. You’ll need to keep close watch on all company activities to ensure that your team is working on the most critical tasks in this delicate stage. It is also important to be flexible during this period as you gain feedback from your earliest customers. Don’t be afraid to tweak your offerings to better meet the needs of your customers.
By this point, your business should have a solid customer base and continue to bring in new customers. Your products and services should have reached their peak at this time as well. Your company’s cash flow should cover your ongoing expenses, and you should be able to see a bit of extra money to cover the expenses related to future growth.
Now is the time to start really pushing to grow your business. Draw on your existing customer base for referrals to keep growing your company. This phase is also the ideal time to think about adding new products or services to your arsenal. Use customer feedback to guide you in the best areas for your company to grow. Don’t forget about the importance of delegating once you reach this phase. Your team can likely handle many of the daily tasks you complete yourself, freeing you up to focus more on growing your enterprise.
In the maturity stage, you are running a successful business with stable income and high-quality products or services. Your customers are happy with your offerings, and your team is more than capable of handling their work load. At this point, you can keep doing what you are doing, sitting back to watch the profits roll in. You also have the option of selling your company. With this route, you can obtain a large windfall of cash and relieve yourself of the ongoing duties of running your business so that you can shift your focus to your next endeavor.
Although every business is unique, the stages that it will go through are common across all industries. It is important to know where your company falls in this hierarchy so that you know which tasks are most deserving of your time. The better prepared you are for each stage, the easier it will be to progress to the next level.
If you are struggling with how to market your business in the current environment of uncertainty, you aren’t alone. Many members want to get the word out that their businesses are once again open for trade. However, some don’t quite know how to advertise without seeming insensitive to the realities of the global pandemic. Fortunately, small business owners can look to big brands for guidance and inspiration.
Visual communication speaks as loudly as spoken words when you advertise your brand. Here are a few tips to help you avoid insensitivity in your messaging:
Although people are concerned, your brand message doesn’t have to be grim. Look to your brand voice to guide you through your campaign planning. Your ads should reflect what’s going on in the world without being sad. The purpose, mission and vision of your brand will guide you. What does it mean in terms of COVID-19 and how you can still serve your clients?
Now is the time to be human and personable. Offer real emotion and hope in relation to how your product can still fulfill its function. A reminder of life beyond COVID-19 may inspire hope in your audience.
Create brand stories if your product can make life in quarantine better. Does you product provide entertainment at home? Will it help people maintain no-contact transactions? Clarify what your brand can do.
Even if your product or service can’t directly alleviate life in quarantine, you can still educate and encourage people to stay home and stay safe.
We chose three examples of big brands that turned a negative into a positive and focused on supporting customers concerned about the coronavirus. Use these examples to motivate your rebranding throughout the global pandemic and economic crisis.
With compassion and humanity, you can come up with creative ways to connect with clients focused on their health and well-being. Inspirational, well-informed ads can help you get your products to customers that can still benefit from them.
Leadership comes in many forms, from those who inspire dedication and support to those who rule through fear and intimidation. A true leader is someone who can command those under them without having to resort to extreme tactics. Many great leaders share some common traits, so work to improve these qualities in yourself to establish yourself as a leader in your community.
You won’t get very far as a community leader if you don’t have a destination in mind. In order to get your friends and neighbors to rally around you, they need to have a sense of what your goals are for the community. Take the time to think about what it is that you want for your neighborhood, and find out whether others share your vision. This way, you can all begin to work together towards a common goal.
One of the marks of a great leader is the ability to recognize when you don’t know something. Admitting that you need outside help or advice is not a sign of weakness but rather a show of wisdom. Just because you ask for help doesn’t make you any less of a leader. Of course, you don’t want to discount your own knowledge, as you have a unique perspective to offer your community. The key is to recognize when others are more qualified to handle certain tasks. True leaders know when to do the work themselves and when to delegate.
Some people seem to have a quality about them that just draws people to them, even if you can’t pinpoint what it is exactly. You’ll need charisma to succeed as a community leader because you need to be able to persuade people to listen to what you have to say. Take every opportunity you can get to refine your public speaking and networking skills. As you continue to rise through the ranks of your community, you’ll need to draw on these skills more and more frequently.
A true leader knows how to maximize other people’s strengths by encouraging and supporting them. Rather than clawing your way to the top by tearing down those around you, it is far better to build yourself up by building a strong team. With everyone working together, the entire team gains greater recognition, and as the leader, you’ll get the most recognition of all. You’ll get greater loyalty from your team as well, as they’ll be more inclined to support you when they feel valued and that their skills are being put to good use.
You won’t become a community leader overnight, so you’ll need to have the patience necessary to gradually build your audience over time. If you take the time to get involved in your community and listen to what your peers are saying, you’ll establish yourself as an active member of society. Over time, your neighbors will start to get to know you and value your opinion. As you continue to grow and expand your influence, you’ll be well on your way to establishing yourself as a community leader.
There is no time like the present to start grooming yourself to become a pillar of your community. Focus on self-development and improving the community around you, and the rest will eventually fall into place.

Giulio G. Greco, Chairman of the Board. Greco has previously served as Chairman from 1994-1998 and again from 2008-2011. Greco was presented the Volunteer of the Year Award from the Cooperative Credit Union Association (CCUA) during the Awards of Excellence held at the 2019 Annual Convention. Greco has served on the Board since 1978.
Michael J. Sauvageau, Vice Chair. Sauvageau has been on the Board since 2007 and most recently held the position of Chairman from 2016-2020. Sauvageau serves on LCU’s Executive, Audit and Compensation Committees.
Nancy L. Graves, Treasurer. Graves serves on the Executive, Credit, Investment, and Advisory Committees. She has served on the LCU Board of Directors since 2004.
Joyce A. LaFleur, Assistant Treasurer. LaFleur serves on the Executive, Audit, Investment, and Advisory Committees. LaFleur has served on the Board since 2007.
Joseph V. Quintal, Clerk. Quintal serves on Executive, Audit, Compensation, Investment and Advisory Committees. Quintal has served on the Board since 2006.
Joining the officers on the 2020-2021 Board of Directors are, Amedeo E. Bilotta, Bruce J. Bollivar, Robert J. DelleChiaie, Joyce G. Leger, Henry C. Kulik, Jr., and Richard A. Sheppard.
Founded in 1954, Leominster Credit Union (LCU) is a member-owned, not-for-profit financial cooperative with a full range of deposit, lending and other financial services. Headquartered in Leominster, Massachusetts, LCU is proud to claim nearly 50,000 members and more than $700 million in assets. LCU has seven branch locations in Leominster, Clinton, Holden, North Leominster, Sterling and Worcester with ATM services at all branch locations. LCU also provides 24 hour banking via Mobile and Online services. Visit leominstercu.com or call 800-649-4646.

Front Row (L-R): Guilio G. Greco, Chairman of the Board; Michael J. Sauvageau, Vice Chairman.
Back Row (L-R) Joyce A. LaFleur, Assistant Treasurer; Nancy L. Graves, Treasurer; Joseph V. Quintal, Clerk
Oxford, Massachusetts, 26 de junio de 2020—bankHometown ha aprobado más de 700 préstamos del Programa de Protección de Nóminas (PPP) por un total aproximado de $68 millones, lo que ha permitido a cientos de empresas locales de la región central de Massachusetts y el noreste de Connecticut mantener a más de 7,500 empleados en nómina.
El programa ha ayudado a pequeñas empresas como Cleartech Group, cliente de bankHometown, una empresa de gestión y consultoría de TI con sede en Leominster que presta servicios a pequeñas y medianas empresas en todo el centro de Massachusetts.

(En la foto, de izquierda a derecha) El presidente y propietario de Cleartech Group, Tony Fields, junto con el presidente y CEO de bankHometown, Robert J. Morton, la vicepresidenta y oficial de préstamos comerciales, Christina DiRusso, y la vicepresidenta asistente y oficial de sucursal de la oficina de Leominster, Donna Daigle.
El presidente y propietario Tony Fields dijo que cuando comenzó el cierre en marzo, rápidamente dejó de lado el plan de crecimiento de su empresa y tomó algunas decisiones difíciles, como despedir a dos empleados, para garantizar que su empresa pudiera seguir apoyando a sus clientes. Dijo que el enfoque de Cleartech se centró en ayudar a los dueños de negocios a “abrazar la nueva normalidad” implementando la infraestructura y la seguridad adecuadas necesarias para que los empleados trabajen desde casa.
“Inicialmente, fue un shock para nosotros. Luego se convirtió rápidamente en un esfuerzo humanitario para conectar a nuestros clientes, de modo que pudieran operar de forma remota tanto como fuera posible y lo más rápido posible”, dijo Fields. “Gran parte de nuestro valor reside en trabajar con los clientes in situ, pero tuvimos que pasar a un entorno totalmente virtual nosotros mismos y luego poner en marcha a los clientes de forma remota con personal reducido. En cuestión de dos semanas, pasamos del modo de crecimiento al modo de supervivencia”.”
Fields dijo que la financiación de los PPP alivió un “increíble sentimiento de incertidumbre” para él y sus nueve empleados, y le permitió sentirse positivo no solo sobre la capacidad de su propia empresa para capear la tormenta, sino también sobre la supervivencia de las pequeñas empresas que su compañía apoya.
“Cuando salió el PPP, nos dio a todos la esperanza de que había una luz al final del túnel”, dijo. “Fue como si se hubiera construido un puente para que atravesáramos esto con confianza”.”
El Programa de Protección de Nóminas (PPP) de la Administración de Pequeñas Empresas (SBA) es un programa de estímulo para pequeñas empresas incluido en la Ley de Ayuda, Alivio y Seguridad Económica por el Coronavirus (CARES) del gobierno federal, por un monto de $2.2 billones. Inicialmente, el PPP proporcionó $349 mil millones para que las entidades crediticias de la SBA, como el banco Hometown, financiaran préstamos a las empresas por orden de llegada, con el fin de garantizar ocho semanas de nóminas y otros gastos para ayudar a las empresas a mantenerse a flote. Los fondos se agotaron en menos de dos semanas, pero el Congreso asignó una capacidad de financiamiento adicional de $320 mil millones. Para ser elegibles, las empresas deben tener 500 empleados o menos y demostrar que se han visto afectadas negativamente por el coronavirus. Si se utilizan para la nómina y otros gastos elegibles, los préstamos son condonables.

(En la foto, de izquierda a derecha) El Presidente y CEO de bankHometown, Robert J. Morton; la Directora Ejecutiva de Athol-Orange Community Television, Carol Courville; la Vicepresidenta y Oficial de Préstamos Comerciales de bankHometown, Christina DiRusso, y el Vicepresidente Adjunto y Oficial de Sucursal de la oficina de Athol, Marc Ostberg.
El programa también ayudó a Athol-Orange Community Television (AOTV), una estación pública sin fines de lucro con sede en Athol y cliente de bankHometown. La directora ejecutiva, Carol Courville, dijo que AOTV tuvo más suerte que la mayoría de las organizaciones sin fines de lucro al poder depender de los fondos de las suscripciones de cable, pero que ella y su junta directiva vieron rápidamente el potencial del efecto negativo a largo plazo de la pandemia en forma de cancelación de eventos de recaudación de fondos y otros patrocinios.
“Sabíamos que no íbamos a poder recaudar los fondos necesarios para continuar nuestra misión, y eso nos afectó mucho”, dijo Courville. “Supimos de inmediato que esto sería largo y que podríamos tener problemas presupuestarios que durarían hasta bien entrado el otoño y el resto del año”.”
Courville dijo que conseguir fondos del PPP fue un alivio inmenso, tanto mental como emocionalmente, para ella y sus empleados (uno a tiempo completo y tres a tiempo parcial), quienes pudieron entonces trabajar desde casa para crear la programación de la estación sin preocuparse por posibles despidos.
“Quitarle esa carga a los empleados les dio seguridad y eso fue oro puro”, dijo. “No tuvieron que preocuparse por recaudar fondos o perder sus trabajos mientras cambiaban por completo la forma en que brindábamos servicios y nos adaptábamos rápidamente a la nueva tecnología para producir reuniones gubernamentales y otros programas. Hubiera sido abrumador”.”
Los equipos de préstamos comerciales de bankHometown trabajaron incansablemente para presentar solicitudes en nombre de cientos de sus clientes de pequeñas empresas, como Cleartech y AOTV, sabiendo que para muchos propietarios de negocios, el tiempo era crítico.
“Estos son tiempos difíciles y entendemos la situación financiera que enfrentan nuestros clientes y el impacto negativo que puede tener en sus negocios, el personal y la comunidad”, dijo el presidente y director ejecutivo de bankHometown, Robert J. Morton. “Nos movimos rápidamente para poner estos fondos en manos de nuestros clientes para que pudieran cumplir con todas sus obligaciones. Como banco comunitario, esto es lo que hacemos y estoy orgulloso de nuestra capacidad para ayudar a las organizaciones locales’, afirmó.
A pesar de los informes nacionales que indican que algunos fondos del PPP se destinaron a empresas más grandes, aproximadamente el 60 por ciento de los préstamos del PPP tramitados por el banco Hometown fueron por un monto inferior a $50,000 y más del 90 por ciento fueron por un monto inferior a $250,000, lo que indica que, a nivel local, el programa ha beneficiado a las pequeñas empresas para las que fue diseñado.
Courville atribuye al Vicepresidente y Oficial de Préstamos Comerciales de bankHometown, Christina DiRusso, así como al Vicepresidente Asistente y Oficial de Sucursal de la oficina de Athol del banco, Marc Ostberg, el haber ayudado a AOTV a conseguir su salvavidas económico rápidamente en la primera ronda del PPP, cuando colegas de otros pequeños negocios tenían problemas para obtener una respuesta de bancos más grandes.
“Christina me devolvió la llamada el primer día y me lo hizo fácil. Me guió a través de todo el proceso de solicitud, que en realidad fue diseñado para empresas y no para organizaciones sin fines de lucro —recuerda Courville—. Por eso fue tan importante trabajar con un banco local como bankHometown. Hizo una gran diferencia saber que podías hablar con alguien. Ellos lo hicieron posible.”
“No podríamos haber seguido a flote si se nos hubiera acabado el dinero”, añadió. “Así que solo quiero agradecer a bankHometown”.”
Fields dijo que no se dio cuenta de lo inusual que era su sólida relación comercial con DiRusso de bankHometown y con la vicepresidenta adjunta y directora de sucursal de la oficina de Leominster, Donna Daigle, hasta que escuchó a sus colegas en un foro global de emprendedores expresar su frustración al conseguir que sus bancos los ayudaran con su solicitud de PPP o incluso les devolvieran las llamadas.
“Con el PPP, siempre estuve informado y sabía cuál era mi situación, así que asumí que así era como se hacían las cosas, esa era la norma”, dijo. “Pero mis compañeros emprendedores estaban batallando con el proceso y experimentaron al menos dos semanas de ansiedad innecesaria que yo nunca sentí. Fue entonces cuando me di cuenta de lo especial que fue mi relación con bankHometown”.”
Fields dijo que fue aprobado y tuvo los fondos en mano rápidamente, mientras que más de la mitad de los emprendedores con los que conecta todavía luchaban por aplicar, demostrando que una relación bancaria local es clave para sostener los pequeños negocios.
“Te respaldan y son parte de tu negocio. Son un defensor que trabaja para ti”, dijo. “Ahora más que nunca, soy un entusiasta de bankHometown”.”
Sobre bankHometown
Fundado en 1889, bankHometown tiene su sede en Oxford, Massachusetts, y cuenta con $1.0 mil millones en activos y 15 sucursales ubicadas en todo el centro de Massachusetts y el noreste de Connecticut. A través de su programa de patrocinio y donaciones caritativas, bankHometown y la Fundación Comunitaria Hometown Bank apoyan a organizaciones sin fines de lucro y causas en los condados de Worcester y Windham. En 2019, el banco y la fundación donaron más de $328,000 a casi 270 organizaciones. En los últimos cuatro años, el programa ha donado más de $1.1 millones. Para obtener más información, visite bankhometown.com.
Effort will mobilize sewing-enthusiast “Rosies” and corporate partners to join AIS in creating and sponsoring donations of high quality, reusable face masks

The Sew the Masks campaign is mobilizing AIS sewing professionals as well as private, individual sewing enthusiasts – known as “Rosies” – to create high-quality masks from AIS-sourced materials and donate them to healthcare providers, first responders, essential workers and others at risk in the fight against COVID-19.
“No healthcare worker, first responder or other front-line employee should be worried about access to personal protective equipment such as masks. Yet we continue to see mask shortages among the people most at risk of infection,” said Bruce Platzman, CEO of AIS. “We strongly believe that high quality, comfortable, washable and reusable masks can make a big impact. And we are actively recruiting sewing enthusiasts across the country – along with corporate partners—to join this effort. Collaborate with AIS and the United Way and let’s collectively donate one million facemasks to those most in need.”
The Sew the Mask program has four simple steps:
“We are proud to partner with AIS to provide these high-quality masks to those most in need. We think this initiative is an effective and creative way to rally the public, to create opportunities for volunteers to support their local community from the safety of their own homes, and for local businesses to engage in a meaningful effort to promote public safety during this unprecedented crises,” Kory Eng, President and CEO of the United Way of North Central Massachusetts shared.
AIS also allocated a production line of its employees in early April on the manufacturing floor to make these masks, featuring antimicrobial covers that repel moisture and a non-treated, comfortable inner layer filter of polypropylene. AIS masks are already helping protect healthcare workers at UMass Medical Center and Brigham and Women’s Hospital, as well as first responders around Massachusetts and others.
“Our company has donated thousands of these masks already to hospitals and first responders across Massachusetts. But the need is so great, we could never do alone what we can do with others. We are pleased to partner with the United Way of North Central Massachusetts, joining together as part of coordinated effort,” said Platzman. “We think there are many potential ‘Rosies’ out there ready to donate their skills and time to ensure high-quality PPE is there when these essential players need it. And we’re seeing many caring corporate citizens in New England and around the country wanting to partner with us to sponsor the effort to coordinate mask donations in their communities and across the United Way’s vast network.”
One of the illustrations featured in the original Rosie campaign artwork is a representation of a real life “Rosie”, MJ, who works at AIS as in shipping. She has a deep compassion to help those around her. AIS was inspired by her effervescent energy, self-less dedication to others, and roll up your sleeves attitude as a role model for the program. Illustrations created by Lindsey Platzman.
For more information, to become a “Rosie” or to learn about corporate partnerships and sponsorship of mask creation and donations, visit www.sewthemasks.com.
ABOUT AIS
AIS, headquartered in Leominster, Massachusetts, is a leading manufacturer of commercial office furniture and boasts one of the most impressive stories of growth and success in the furniture industry. Founded in 1989, the company is known for offering market-relevant, feature-rich product lines that entice designers and support the diverse needs of end-users while offering exceptional value. AIS is an innovator that leads the industry in
sustainable, lean manufacturing, lead-time performance and manufacturing flexibility. AIS has permanent showrooms at its Leominster headquarters and also in Chicago, New York City and Washington, D.C. With locations across the U.S., AIS has more than 800 employees and over 1 million square feet of office, showroom and factory space. Sales for 2019 were $225 million. For more information, visit www.ais-inc.com.
When the workday ends and the lights go down, Custom Cleaning Service of Peabody, Inc. gets to work. “We operate as our clients’ silent partner after business hours,” says Adam Paicos, of Templeton, who now serves as Director of Operations and oversees the company’s expansion into North Central MA. “We are not often seen, but we ensure facilities are clean, secure, and ready for business each day while serving as the eyes and ears for our clients when they are not on site.”
Discover local business stories through our Inside North Central Massachusetts Podcast series. Listen as Chamber members share their journeys, insights, and contributions to our thriving regional business community.
Looking for your next opportunity? Explore current job openings from employers across North Central Massachusetts on our Jobs Board. Whether you’re starting a new career or making a change, you’ll find a variety of local positions available to help you take the next step.
CapEx Facility Services & Construction · Leominster, MA
TaraVista Behavioral Health Center · Harvard, MA
DRS Power Technology, Inc. · Fitchburg, MA
AIS · Leominster, MA