Clinton Savings Bank (clintonsavings.com) has been selected to participate in the Federal Home Loan Bank of Boston’s Equity Builder Program, which assists local homebuyers with down payment and closing costs as well as homebuyer counseling and rehabilitation assistance. The program provides grants to financial institutions to assist households at or below 80 percent of the area median income. Borrowers are eligible to receive up to $22,000 in assistance on a first come first served basis. Buyers must also complete a homebuyer counseling program. “Homeownership is not easily attainable for many households, so we are pleased to offer this assistance to help individuals and families purchase a home. Homeownership helps build wealth and create financial
stability, and programs that assist homebuyers can be effective in adding to the vibrancy of our communities,” said Debra Colonna, SVP/Retail Lending Officer, Clinton Savings Bank. Clinton Savings Bank is eligible to receive up to $220,000 in 2022 through the Equity Builder Program depending on availability of funds.

To learn more about applying for assistance, please contact:

Elisa Cuddy NMLS #857471

or 978-365-3444

John Ryan NMLS #27261

or 978-365-3489

Leominster Credit Union is proud to announce the following employees have been recently promoted within the organization.

Nicole Legere has been promoted to Vice President Compliance Officer. Nicole was hired in October 2015 as the Compliance Officer and then promoted AVP Compliance Officer in December 2016. She has made significant contributions to the Credit Union through her management of the Compliance Program, Vendor Management Program, Fraud Management, Bank Secrecy Program, and Internal Audit Program. Nicole earned a bachelor’s degree in Political Science & Government from the University of Massachusetts at Amherst and her Juris Doctor from Roger Williams University School of Law. She has been admitted to both the Massachusetts and New York Bar.

Andrew Leblanc has been promoted to Assistant Vice President Information Security Officer. Andrew joined LCU in April 2018 as the IT Risk Manager. As the Credit Union’s subject matter expert on cybersecurity, information security, and data privacy, he has made excellent contributions to LCU in these areas Andrew holds an AS in Computer Systems Networking and Telecommunications from ITT Technical Institute, a BS in Information Technology from Northeastern University, and an MBA in Management and Operations from Fitchburg State University.

Holly Ogden has been promoted to Assistant Vice President Mortgages. Holly joined LCU in February 2020 as the Mortgage Pipeline Manager. With 25 years’ experience in the industry, Holly has proven to be an asset to the Mortgage Team and to the Credit Union. Her level of knowledge has significantly improved processes and workflows in her department. Under Holly’s leadership and coaching, her team exceeded production goals in 2020 and 2021. Holly earned a BA in English from Massachusetts College of Liberal Arts.

Danielle Duval has been promoted to Assistant Vice President Collections. Danielle has been with LCU since August 2019 as the Collections Manager. Danielle attended Sacred Heart University and has over 15 years of experience in Commercial Lending and Collections. Danielle has consistently performed at a high level while demonstrating her strong knowledge in the area of collections, collection laws, repossessions, foreclosures and loan modifications. She has proven to be very committed to her  role and to developing and training her team.

Justin Silva has been promoted to Assistant Vice President Retail Administrator. Justin has been with LCU for 22 years and holds an ASBA in Management from New England College of Business. He originally joined LCU as an intern from Worcester Vocational High School and was then hired to work at the West Boylston Street Branch as a Teller. During his tenure, he progressed through a variety of roles in the branch network up to Assistant Branch Manager and was promoted Retail Administrator in 2008. His experience and knowledge in branch operations, retail systems and member service are invaluable.

Maila Berry has been promoted to Assistant Vice President Operations. Maila has been with LCU for 25 years. She spent the first half of her career in Retail progressing through a variety of branch roles up to Branch Manager.

During the last 12 years, she has become LCU’s IRA expert and has made strong contributions to the Operations Division. Maila earned an associate  degree from Becker College in Criminal Justice and a bachelor’s degree from Anna Maria College in Criminal Justice. Maila is also a Certified IRA Specialist (CIS I).

Nichole Howarth has been promoted to Assistant Vice President Digital & Member Service Center. Nichole joined LCU in 2017 as a Teller Supervisor and was promoted to Digital & Member Service Center Manager in 2019.

Nichole holds a BA in History from Merrimack College and has a strong management background from another industry. Under Nichole’s leadership, her department has grown significantly with the expansion of the digital services area as well as the addition of business services. Nichole is very committed to Leominster Credit Union, her team and our members.

Arden Twining has been promoted to Assistant Vice President Learning & Development. Arden joined LCU in 2015 as the Training Specialist and was promoted to Training Manager in 2016.  She brings over 20 years of experience in the training and learning and development arena from a variety of industries. Arden attended the University of Massachusetts at Amherst and is currently completing a bachelor’s degree from St. Joseph’s College in Adult Education and Training. Arden brings a unique skill set in designing, developing, and writing training programs.

Josh Laprade has been promoted to IT Manager. Josh joined LCU in 2017 as an IT Analyst. He was promoted to IT Systems Admin II in 2019, and then to IT Team Lead 2021. Josh holds an AS in Computer Network and Service Technology and a BS in Computer Information Systems from New England Institute of Technology. Josh has made significant contributions to the Credit Union’s IT Team and is extremely dedicated to his role. He is  consistently looking to improve technology and efficiencies across the Credit Union.