News & Events
All Latest News
Workers Credit Union Opening New PlanIt Location in Lowell
New banking location designed to help members benefit from financial coaching

The new Workers Credit Union PlanIt location in Lowell features an interactive hologram named “Olivia” who can answer frequently asked questions in several languages, a humanoid robot named “Pepper” and a video teller ATM. (Photo/Workers Credit Union)
An interactive hologram, humanoid robot and video teller ATM may not be the first things you think of when planning a visit to your local credit union. Yet, they serve an important purpose at Workers Credit Union’s new, modern, inclusive, and welcoming 3,400 square foot PlanIt location, which opened on March 29 at 1201 Bridge Street in the Centerville neighborhood of Lowell, Massachusetts. “The technology takes the friction out of banking, so our members and staff can focus on building financial wellness” says Workers Credit Union Chief Banking Officer Peter Rice. The interactive hologram named “Olivia” can answer frequently asked questions in several languages, including Spanish, Vietnamese, and American Sign Language (ASL). A friendly humanoid robot named “Pepper” keeps the mood light and fun.
The move comes at a time when many financial institutions are closing their physical locations. Each PlanIt location has private spaces for members to participate in the Workers WayTM, a personalized, financial coaching program offered at no additional cost. “For many people, there is a huge shame

On March 29, Workers Credit Union opened its new “Workers Credit Union PlanIt” location at 1201 Bridge Street, Lowell, MA. (Photo/Workers Credit union)
and stigma attached to the money challenges they face,” Rice says. “Workers Way is judgment free. We empower our members to make good decisions.” All Workers staff are trained and certified financial coaches who meet with members one-on-one, both in person and virtually. They take members through a step-by-step process of changing how they think about and manage money so they can achieve their dreams.
Plans are in place to open a PlanIt location in Shrewsbury later this year and to grow into other communities within the region.
Bicycle & Pedestrian Safety (Virtual)
May is Bike Safety Month! This free virtual presentation on Tuesday, May 11, 2021 at 6:30 PM, for children and families stresses the importance of wearing a helmet, staying visible, using hand signals, safe places to ride and walk, and teaches the laws and rules of the road.
Please register at https://tinyurl.com/fplbikesafety to be sent the Zoom link. Thanks to AAA for presenting this virtual event.
This is a free program. For information about this or other Library programs call 978-829-1780 or visit our website: www.FitchburgPublicLibrary.org.
Sound Healing & Mindfulness: A Free Virtual Session with Nyell Jeudy
Energize yourself on Monday, May 10, 2021 at 7:00 PM, for the rest of the week with this session on Sound Healing and Mindfulness, with Nyell Jeudy of Nyell’s Mindfulness Services.
Using crystal singing bowls, Nyell will guide us through the different frequencies and their benefits, and mindfulness techniques.
How sound healing works: As you strike the bowl or rub the rim with a mallet, the friction that results is what creates the vibrations. We can both hear, and feel, these vibrations. Singing bowls can produce different frequencies, with benefits such as:
- Effectively reduce stress and anxiety
- Relieve physical pain
- Improve mental and emotional clarity
- Cleanse and balance chakra
- Stimulate the immune system
- Help meditation
- Improve sleep
- Relieve anxiety and stress
Please register at https://tinyurl.com/fplmindfulness with your email address, and we will send you the Zoom link!
This is a free program. For information about this or other Library programs call 978-829-1780 or visit our website: www.FitchburgPublicLibrary.org.
State House News Service Weekly Roundup: A Strained Partnership
Article Source: State House News Service
Author: Matt Murphy
For years, with both Democrats and Republicans in the corner office, the leadership of the Legislature has basically been able to do what it wants.
Speakers and Senate presidents – always Democrats – have controlled enough votes to set the agenda, override vetoes and ignore or compromise with the governor as they see fit. The difference between then and now? They didn’t always talk about it.
Increasingly, however, House and Senate lawmakers are not only frustrated with Gov. Charlie Baker over the things they can’t control, but they’re willing to say it publicly. Lawmakers have been clashing with Baker and his administration on everything from the distribution of vaccines to climate legislation and the return to in-person learning for thousands of young students (though Baker has largely gotten his way on schools).
This week there was more tension over the administration’s urgent request made in February to quickly authorize $400 million in borrowing for the construction of a new Holyoke Soldiers’ Home, and the administration’s plans for billions in discretionary federal relief funding from the “American Rescue Plan.”
“I don’t want to feel like the red-headed stepchild as a member of the Legislature and being left out of this, and I’m sure my colleagues don’t want to feel [that way] about it. And I don’t think we’re going to anymore, hopefully,” said Rep. John Barrett, a former mayor who has been in the executive’s shoes.
Barrett’s commentary was directed at Administration and Finance Secretary Michael Heffernan at an oversight hearing where legislators were demanding to play more of a role in how the federal relief funding gets spent.
Heffernan wouldn’t say, exactly, whether Baker plans to file a budget bill proposing how to spend the relief money, but that’s one way the governor could give back a bit of agency to the Legislature.
Speaker Ron Mariano and Senate President Karen Spilka also came out jointly to say that they would insist municipal employees, including teachers, can take advantage of a proposed COVID-19 paid leave program that is still under negotiation.
The governor supports the creation of the new leave program, but Baker returned the bill last week with several amendments, including one supported by the Massachusetts Municipal Association to eliminate a mandate on cities and towns to offer their workers up to a week of paid-time off to recover from COVID-19, care for a family member or to get vaccinated.
The program, as recommended by Baker, would cover most other employers and state government, but the administration said municipal workforces tend to be “highly unionized” with strong leave benefits already in place.
Speaking of taking time during work hours to get vaccinated, Gov. Baker rolled up his right sleeve on Tuesday and got a dose of Pfizer at the Hynes Convention Center.
“I’m happy to report I feel good,” the 64-year-old said the next day from Revere, where he was touring a different vaccination clinic.
Massachusetts passed a milestone this week with more than 1.5 million people fully vaccinated with either two doses of the Pfizer or Moderna vaccine, or one dose of the Johnson & Johnson vaccine. By the end of the week, the total was actually up above 1.6 million.
But the spread of new variants continues to compete with the vaccine for control of the pandemic’s trajectory, and the number of communities in the high-risk category climbed by 22 this week to 77.
With so many people vaccinated and the general, healthy public a little over a week away from becoming eligible, Baker got asked about the concept of vaccine passes – a digital tool that New York launched and other states are considering to make business reopenings easier.
Madison Square Garden is among the early adopters, but Baker said, “No, no, no,” about plans for something similar in Massachusetts. It wasn’t a no, never. But more of a no, not now.
“I want to vaccinate people. Let’s get people vaccinated,” Baker said. “I think having a conversation about creating a barrier before people have even had an opportunity to be eligible to be vaccinated, let’s focus on getting people vaccinated.”
More than half of the 1.5 million residents who preregistered for a vaccine have been contacted already with a chance to book an appointment, but for the 700,000 people still waiting more locations are being added to the system.
Baker said that two regional collaboratives with vaccine sites in Northampton, Amherst and Marshfield were being added this week to the preregistration system that already connects people with seven mass vaccination sites, and more regional sites would be added this month.
With all the focus on the pandemic and figuring how to get shots in people’s arms, it’s easy to forget sometimes that next year is a gubernatorial election year and under different circumstances Baker might be getting asked daily about his plans.
Harvard professor and political theorist Danielle Allen seems to be inching closer to a run as she announced a beefed up staff with Liberty Square Group and media consultant Josh Wolf among those climbing on board. Wolf ran Steve Grossman’s 2014 campaign for governor.
Meanwhile, declared Democratic candidate Ben Downing overcame some technical glitches to roll out his climate agenda, which includes Massachusetts becoming a 100 percent clean energy state by 2040, or 10 years earlier than Baker and the Legislature set the goal to achieve net-zero carbon emissions.
The jockeying comes as the Democratic Governors Association took an interest this week in Baker’s underwhelming fundraising in March, and really for the whole first quarter, suggesting the incumbent with enduring but diminished popularity may be vulnerable.
Baker raised just $25,456 in March and $102,687 over the first three months of the year, but Lt. Gov. Karyn Polito was more active on the fundraising front and most people assume that if he does decide to run Baker will be able to crank up the money operation quickly.
“The governor and lieutenant governor are focused on managing the pandemic response, not electoral politics,” Baker’s campaign committee spokesman Jim Conroy said.
Next week attention will also turn to managing the state’s finances when the House is expected to release its version of the fiscal 2022 budget. This week’s continuation of strong tax collections in March gave budget writers more reasons to be optimistic about the future.
One additional expense the Legislature will have to plan for, however, is added expenses in the MassHealth program. Over the past year, the MassHealth caseload has increased to more than 2 million individuals, and President Joe Biden’s decision to extend the COVID-19 emergency through 2021 means the state can’t comb its rolls and kick out people who might no longer be eligible.
Secretary Marylou Sudders told the Ways and Means Committees this week that MassHealth’s budget – already the largest slice of the overall pie – might end up being $1.4 billion higher than in the governor’s budget. The Massachusetts Taxpayers Foundation, however, predicted the increased expenses will be more than offset by the enhanced reimbursements the feds are making for Medicaid.
There will undoubtedly be more budgetary surprises in the months to come as the coronavirus and economy continue down their unpredictable paths, but Boston Mayor Kim Janey caught very few people, if anyone, off guard this week when she announced that she would, in fact, seek the job on a more permanent basis.
Janey entering the mayoral contest boosts the field to six serious contenders for City Hall, and the Roxbury resident used perhaps her biggest advantage in the race – the fact that people call her mayor right now – to get out into the city and sell an agenda that included using federal stimulus funding to make buses free in Boston.
Many state and local officials have warned about using relief funding for services that won’t be affordable once the federal aid dries up, but Janey said she was eyeing a pilot to start.
“I understand that there are challenges which is why I hope — at the state level as well as the city level — I am looking at that federal money and I hope our state partners are as well,” she said.
North Central Youth Leadership Academy
The North Central Community Action Team (NCCAT) and the Leominster Community Action Team (LCAT) is recruiting young leaders ages 16-20 to participate in the 2021 North Central Youth Leadership Academy. The group will be able to share their voice around substance use prevention, engage in programming, and create a social media marketing campaign to decrease youth substance use across the region.
This is a PAID opportunity at $15/ hour starting April 21st and ending June 30th. The group will meet weekly virtually on Wednesday evenings from 6-7PM. The leadership academy will include topics on the following:
- Storytelling for Change
- Social Media Marketing
- Advocacy and Civic Engagement
- Social Justice, Diversity, and Inclusion
- Leadership
- Community Organizing
- Substance Use Disorder and Trends in Youth Substance Use
- Project Planning
- Finding Your Creative Voice
- and More!!
Moving migraines: How to avoid headaches while relocating your business
Planning on relocating your business?
Whether you’re relocating your business to our region from another county or state, or you’re simply setting up shop in a different location in our community, moving your business can been downright stressful.
Here’s our top tips for avoiding headaches when moving your business:
Start Planning Early
While it might seem obvious, many ‘hiccups’ that happen during a business relocation can be easily prevented by planning well in advance.
If you’re company is relatively tech-savvy, consider using a cloud-based project planning tool such as Wrike or Zoho to identify everything you need to do to prepare for your move, delegate tasks, and track progress towards moving day.
Remember to list out all the suppliers you use, including utility companies, telecommunications, and even your coffee delivery service – they’ll all need to be contacted well in advance to ensure your services are transferred to your new address so you won’t be left without internet service, heat, or insurance coverage after you move.
Tell Your Clients, Suppliers, and Prospects
Unless your business is entirely online, it’s important to communicate your moving plans with your clients, customers, and suppliers using all your regular communication channels.
For example, if your business is active on social media, be sure to post updates both before, and after your moving day, and add a prominent banner to your website with the same info. Include a flyer with your new address along with any regular mail-outs (such as monthly invoices), post signage at your current location, and update your phone message to remind callers that you’ll be moving.
If you have a bricks-and-mortar location, try to make arrangements to leave information with your new address posted at the office, store, or shop you’re moving from for at least a few months, otherwise, clients may find you missing and mistakenly assume you’ve closed up permanently.
Hire Professional Movers
If your business assets consist of more than just a few laptop computers, hiring a professional moving company to do the heavy lifting is well worth the investment.
Not only will the right moving company take the worry out of moving your physical assets, but having dedicated movers means you won’t be asking your staff to take on the job of lifting and loading boxes, desks, and other big items.
Inform Government Agencies
Keep local, state, and federal agencies such as the IRS appraised as to your location, and your planned move to avoid major headaches and legal expenses.
If you’re moving within the same state you won’t need to change your IRS employer ID number, but you will need to update your address with the feds. You may also need to contact the Secretary of State and the State Department of Revenue, and any permits and business licenses need to be changed at the County offices.
Inspect Everything
Make arrangements to inspect your new location long before the movers arrive – that way you’ll have the chance to identify any deficiencies that could interfere with your operations. If you’re ending a lease, complete a walk-through with the property manager to identify any damage that needs to be repaired, and be sure to get the damage reports in writing.
Employer Confidence Widespread Heading Into Spring
Article Source: State House News Service
Author: Michael P. Norton

[Associated Industries of Massachusetts]
Business confidence in Massachusetts surged to an outright enthusiastic level in March, buoyed by COVID-19 vaccination progress and the final passage of a $1.9 trillion federal spending law.
The Associated Industries of Massachusetts’ monthly confidence index shot up by 4.5 points last month, capping a gain of 11.6 points since December. At 60.9 on a scale of 0 to 100, the index now rests comfortably in positive territory heading into the spring, marking a complete reversal from a year ago.
While the state’s unemployment rate remains elevated at 7.1 percent, employers in recent months have continued to add jobs and appear more bullish about economic and vaccination prospects than they are bearish about the ongoing uptick in virus cases, according to the survey of about 140 employers.
AIM’s employer confidence index in March 2020 took its largest monthly tumble in its 30-year history. Since then, it has risen by nearly 21 points and the business trade group pointed to more recent good news — Friday’s report that U.S. employers added 916,000 jobs during March, nearly double February’s gain.
In a statement, AIM President John Regan said the business group was also encouraged that Democratic legislative leaders are not pursuing tax increases this year and recently agreed with Gov. Charlie Baker to a new law reducing the size of unemployment insurance taxes stemming from last year’s historic job losses.
The latest confidence index reading caps a wild swing and puts the index within 8 points of surpassing its all-time high of 68.5, which was hit twice in 1997-98. The index sank to its all-time low not during the pandemic, but in February 2009 as part of the Great Recession.
Michael Goodman, a public policy professor at UMass Dartmouth, said the rising employer confidence also reflects the warmer weather that’s approaching and the loosening of pandemic-related travel and business restrictions “notwithstanding some of the troubling signs of rising infection rates.”
While employers are encouraged that drags on the economy seem to be receding, Goodman identified as risks “anything that might interfere with the rollout of vaccinations” and/or the emergence of coronavirus variants that might be resistant to existing vaccines.
AIM’s Future Index, which measures economic projections six months from now, last month reached its highest level since May 2018 at 64.8, up 3.8 points from February.
Employer optimism may be moderated due to the recent Johnson & Johnson vaccine manufacturing problem and the resumption of COVID-19 lockdowns in European countries, according to Nada Sanders, a supply chain management professor at Northeastern University and member of AIM’s Board of Economic Advisers.
“There are areas of the supply chain that were woefully unprepared for COVID-19,” Sanders said. “Retailers and suppliers, for example, built a supply chain system that was too complex, in which the slightest crack down the line created a large ripple effect. Companies are now addressing those weaknesses but the events of the past week, including the backup of the Suez Canal, may give employers pause.”
State officials plan to release March jobs and unemployment rate data on Friday, April 16. Also on next week’s calendar: the likely release of a House Ways and Means Committee rewrite of Gov. Charlie Baker’s $45.6 billion fiscal 2022 budget. Baker’s budget called for a slight drop in overall state spending.
Governor Baker signed legislation providing relief to Massachusetts employers and employees
Governor Baker signed legislation (“An Act financing a program for improvements to the Unemployment Insurance Trust Fund and providing relief to employers and workers in the Commonwealth”) that provides relief for employers and employees across the Commonwealth.
This bill will freeze the unemployment insurance (UI) experience rate schedule for employers in 2021 and 2022 and thereby prevent a more significant tax schedule increase. The bill also ensures that loans forgiven as part of the Paycheck Protection Program, as well as Economic Injury Disaster Loan (EIDL) advances, are excluded from taxable income for individual taxpayers. Please note this applies only to the 2020 taxable year. The bill also requires that employers provide a week of paid sick leave to employees that have become ill with COVID, are caring for a family member that has become ill with COVID, is receiving an immunization, or has to isolate due to COVID exposure, or is caring for a family member in quarantine. The Governor did propose two clarifying amendments on this topic for consideration by the legislature. Please find the bill text here.
MassHire North Central Career Center Workforce Training Fund Webinar
On May 7th, 2021 the MassHire North Central Career Center and Commonwealth Corporation will present a Workforce Training Fund informational workshop geared to your business training needs. The Massachusetts Workforce Training Fund is a program that provides matching dollars to eligible businesses who are investing in their staff through training and/or retraining.
The info session will provide an overview of the features and benefits of each Workforce Training Fund grant program, including the amount of available funding, program guidelines, and how to apply for each grant. You will have direct access to Commonwealth Corporation staff to ask any questions you might have about each program. The workshop will be presented virtually via Zoom.
To reserve a seat please use this Event Bright link https://www.eventbrite.com/e/workforce-training-fund-online-info-session-may-7th-10am-tickets-148231838419
State House News Service Weekly Roundup: One Step Forward, Two Steps …
Article Source: State House News Service
Author: Matt Murphy
If Massachusetts used to run on Dunkin’, it now runs on Pfizer, and Moderna, and Johnson & Johnson.
The state’s long-term prognosis remains inextricably wrapped up in the ability of state and federal government, pharmacies and health care providers to administer as many shots as possible as fast as possible.
But even as vaccine supply grows and the number of Massachusetts residents fully vaccinated eclipsed 1.37 million this week, the coronavirus appears to be catching up in the arms race against the vaccine and a lot is riding on who wins out.
“Right now I’m scared,” said Centers for Disease Control and Prevention Director Rochelle Walensky, describing her sense of “impending doom” about the rise in cases in states like Michigan and New York and, yes, Massachusetts.
Walensky’s emotional plea for vigilance came the day before she came back to Massachusetts, where she lived and worked before joining the Biden administration, to tour the new FEMA-supported mass vaccination site at the Hynes Convention Center. The Hynes site replaced Fenway Park, where baseball returned on Friday, and FEMA’s involvement means there will be enough vaccine to administer 7,000 doses a day at the Back Bay center, up from the 1,000 shots a day the state was doing alone.
The state next week will use some of the additional FEMA supply to deploy mobile vaccination units in Chelsea, Revere, Boston, New Bedford and Fall River.
But even Baker acknowledged this week that the positive trends that led him to open up venues like Fenway for limited spectators were going in the wrong direction.
The seven-day average of new COVID-19 cases detected daily was up 29 percent on March 30 from March 8 to 1,888, schools reported their highest ever weekly caseload of 1,045, and the number of communities in the high risk category increased for the third straight week to 55. Almost half of the new cases were recorded in residents under 30, many of whom have to wait a few more weeks to become vaccine eligible.
“I think it’s fair to say that no one can let their guard down with respect to this virus,” Baker said.
The good news is that the administration is expecting a major influx of Johnson & Johnson vaccine next week – more than 100,000 doses – and does not believe the mixup at the Baltimore manufacturing facility that spoiled 15 million doses will impact that delivery.
Baker has gotten beaten up by legislative Democrats in recent weeks for his handling of the pandemic, and in particular the vaccine rollout, but Walensky was unwilling to second guess the Republican, at least to his face, and most Massachusetts residents, according to a new poll, are willing to cut him some slack.
The newest Boston Globe/Suffolk poll found that 71 percent of residents approved of the governor’s handling of the pandemic. He got lower numbers for his vaccine effort – 58 percent approved – but 67 percent said they support the job Baker is doing overall.
So as the first fundraising quarter came to a close this week, Baker, the polling suggests, remains in the catbird seat should he choose to seek a third term.
Ben Downing, so far the most prominent Democrat in the 2022 race for governor, reported raising $227,712 in the eight weeks since he entered the race on Feb. 8. This week he picked the issue of colleges withholding transcripts from students for unpaid bills to go after Baker for underfunding higher education.
Another potential gubernatorial contender in 2022 also had college students on her mind this week. Attorney General Maura Healey hosted U.S. Sen. Elizabeth Warren and U.S. Rep. Ayanna Pressley to help call on President Joe Biden to use his executive authority to forgive up to $50,000 in student loan debt for federal student borrowers.
Biden’s chief of staff told POLITICO the president was undecided on what to do with respect to student debt, despite Biden previously saying he thought Congress, not the White House, should act. “Well that’s great,” Pressley said in response.
The next generation of student borrowers also found out this week that they won’t have to pass the MCAS exam in order to graduate in 2022 under a plan put forward by Education Commissioner Jeff Riley that would scale back the state’s standardized testing program during the pandemic. It didn’t go far enough for the Massachusetts Teachers Association and other critics who would like to see MCAS postponed completely this spring until next year.
While Biden waits for more legal guidance on his authority to address student debt, his administration – including Labor Secretary Marty Walsh – was busy rolling out and beginning to sell a more than $2 trillion infrastructure package.
U.S. Rep. Stephen Lynch said that given the clout of the Massachusetts delegation and the seats it holds on the Transportation Committee, a package that large could be a feeding frenzy for Massachusetts road, bridge and rail projects.
Any infrastructure funding would come in addition to billions of dollars on its way from the “American Rescue Plan,” which lawmakers began to pick apart this week. The House Committee on Federal Stimulus and Census Oversight held its first oversight hearing this week where Bharat Ramamurti, deputy director of the National Economic Council, said details about how state and local governments can spend the money will come by early May.
That committee will be back at it next week with Administration and Finance Secretary Michael Heffernan expected to testify.
But with the exeception of hearings like this, the process of committees reviewing the thousands of bills filed by lawmakers on Beacon Hill this year has been slow to start, with most pieces of legislation still waiting to be assigned.
In contrast, the Legislature has picked up its oversight game.
There have been stimulus oversight hearings and two explorations of the COVID-19 vaccine rollout. The special oversight committee probing the early pandemic outbreak of COVID-19 at the Holyoke Soldiers’ Home is seeking to extend its investigation and has invited former Veterans’ Services Secretary Francisco Urena to testify next week.
And now the Committee on Children, Families and Persons with Disabilities says it will hold an oversight hearing into a troubling report from Child Advocate Maria Mossaides that found the Department of Children and Families missed the signs of abuse and neglect that led to the Oct. death of 14-year-old David Almond in Fall River.
That’s not to say the Legislature has been completely dormant, and House and Senate leaders may want to act quickly on Baker’s proposed amendments to a COVID-19 sick leave program that the governor returned at the same time he signed a tax relief bill for businesses and those who were unemployed over the past year. The new law offers tax breaks on unemployment benefits and limits rate increases on employers for unemployment insurance, but Baker recommended a few modifications to the sick leave program before he’s ready to sign off on that too.
“Providing paid sick leave is crucial to protecting our workforce and preventing the further spread of COVID-19. The House and the Senate will continue to prioritize this issue and will work together to review the amendments and return the bill back to the Governor’s desk,” two spokespeople for Speaker Ron Mariano and Senate President Karen Spilka said in a statement.
While it’s not a legislative oversight committee, the new Peace Officer Standards and Training (POST) Commission will have oversight of police officers around the state, and the law enforcement community learned this week who will sit in those nine seats.
Former Massachusetts Superior Court Judge Margaret Hinkle was tapped by Baker to chair the commission, and Baker and Healey filled in the remaining seats in accordance with the landmark reform law passed in the aftermath of the killing of George Floyd.
Incidentally, the commission took shape the same week that former Minneapolis police officer Derek Chauvin went on trial for Floyd’s murder.

