E-Newsletter
An Electronic Publication of the North Central Massachusetts Chamber of Commerce
Inside this edition, you’ll discover the latest Chamber initiatives and success stories from across our region. From economic development projects and upcoming networking events to policy updates and workforce training opportunities, we’re keeping you connected to what matters most for your business and North Central Massachusetts.
The North Central Massachusetts Chamber of Commerce is here to help – with trusted resources, a strong business network, and a support system to keep your business and the region moving forward
New program directs $50 million toward businesses reaching underserved markets, minority-, women-, and veteran-owned businesses, and $25 million for businesses that did not qualify for prior MGCC aid
Today, the Baker-Polito Administration announced the launch of a new $75 million grant program to support Massachusetts small businesses impacted by the COVID-19 pandemic. The new program is part of the plan to spend $4 billion in American Rescue Plan funding that was signed into law by Governor Charlie Baker in December 2021. The new program is modeled after Massachusetts Growth Capital Corporation’s (MGCC) successful COVID-19 small business relief program. Under that effort, which became the biggest state-sponsored business relief program in the nation, MGCC oversaw the distribution of approximately $705 million to over 15,000 small businesses across Massachusetts. Today’s announcement was made at Luanda Restaurant and Lounge in Brockton, a family-owned business that received financial support through MGCC’s prior COVID relief grant program.
“We have been proud to support small businesses in every corner of the Commonwealth through the MGCC small business program during the pandemic, but we know that some challenges remain for many businesses,” said Governor Charlie Baker. “With the launch of this new effort, we can build on MGCC’s successful work and direct important federal funding to those businesses with the greatest need quickly and effectively.”
“Restaurants like Luanda are fundamental to the character of our neighborhoods, main streets and downtowns in every city and town in Massachusetts,” said Lt. Governor Karyn Polito. “This new initiative will ensure that businesses that need help the most will be able to take advantage of additional opportunities.”
The $75 million will be focused on small businesses that employ between two and 50 people, with $25 million directed toward businesses that did not qualify for previous MGCC grants because of a lack of revenue loss in 2020; and $50 million directed to businesses that reach underserved markets and historically underrepresented groups, or are minority-, women-, or veteran-owned businesses, or are owned by individuals with disabilities or who identify as a member of the LGBTQ+ community.
Under both categories, grants will range from $10,000 to $75,000, and will be capped at the lesser of $75,000 or three months of operating expenses. Grant funding can be used for employee and benefit costs, mortgage interest, rent, utilities, and interest on debt.
“The challenges faced by Massachusetts’ small businesses during COVID have been enormous, but in my district and across the state I have seen so many entrepreneurs and innovators respond with incredible perseverance and grace. Small businesses are the backbone of our economy, and they deserve our support,” said Senate President Karen E. Spilka. “Today’s grants represent a choice by the Legislature to center small businesses in our effort for an equitable recovery. I am grateful to the Massachusetts Growth Capital Corporation for their work to distribute these funds to so many deserving businesses and I am thankful to all of the small businesses who have done so much for Massachusetts.”
“I am pleased to hear that the small business grant program, created through the Legislature’s ARPA bill, is now accepting applications, and will soon be distributing these funds to our small businesses,” said Speaker of the House Ronald J. Mariano. “Delivering on the Legislature’s intent to pass a bill truly focused on equity, a significant portion of the funds from the small business program will specifically target minority-owned, women-owned, and veteran-owned small businesses, as well as small businesses that didn’t receive previous grants during the pandemic. Small businesses are oftentimes the backbone of our communities and local economies, and I look forward to seeing these investments remain a priority for the House of Representatives moving forward.”
“When help was needed the most during the pandemic, the Massachusetts Growth Capital Corporation scaled up a nation-leading program to support our small businesses and the families and entrepreneurs behind them,” said Housing and Economic Development Secretary Mike Kennealy. “I’m grateful to the MGCC team for once again stepping up to direct vital funding to the neighborhoods and communities that continue to face challenges created by this unprecedented public health crisis.”
“MGCC is pleased to be an instrument of recovery for the smallest of businesses throughout Massachusetts most affected by COVID-19 with these two new grants programs,” said Lawrence Andrews, CEO and President of MGCC. “The Baker-Polito Administration and the Legislature recognize that certain communities have been disproportionately impacted by the pandemic, and the goal of this funding will bring relief and stability to additional businesses throughout the Commonwealth.”
In addition to prioritizing applications from businesses that did not qualify for prior aid and businesses owned by individuals from historically underserved populations or operate in underserved markets, eligible businesses must currently be in operation and based in Massachusetts. Applicants must also demonstrate that business revenues for 2020 were between $40,000 and $2.5 million.
Learn more at EmpoweringSmallBusiness.org.
Servicio de Noticias de la Cámara de Representantes
Autor: Chris Lisinski
Massachusetts will steer another $101 million toward its COVID-19 response under a spending bill Gov. Charlie Baker signed over the weekend that also shifts the statewide primary election date up to Sept. 6.
Baker on Saturday approved all of the spending on COVID-19 emergency paid sick leave, rapid tests, high-quality masks and vaccine access that lawmakers included in the supplemental budget (H 4430). He vetoed two outside policy sections and returned another two, including an attempt by the Legislature to codify a vaccine equity plan, with amendments.
The new law calls for $76 million in direct state spending aimed at boosting access to masks, COVID-19 vaccines and rapid tests, particularly for schools, congregate care facilities and homeless shelters. It also allots another $25 million in available federal funds to the state’s COVID emergency paid sick leave program.
Baker struck down two outside sections that he said together would have required the state Department of Public Health to “issue and post guidance on mask usage and testing, quarantining, and isolation periods related to COVID-19 within 30 days.”
The department already works to publish up-to-date guidance, Baker said, arguing the additional language in the bill would “serve no purpose if signed into law.”
One section Baker returned to lawmakers with an amendment called for the secretary of health and human services to craft and implement a COVID-19 vaccination equity plan with a goal of eliminating disparities in vaccination rates within 120 days.
Baker’s amendment strikes the 120-day target, a change that he said would “reflect the continuing challenge faced by nearly every country in the world and every state in the country of achieving total vaccine equity.”
The Republican governor defended his administration’s work to make vaccines are available and accessible across Massachusetts, recounting steps the administration took such as prioritizing 20 hard-hit cities and towns — in which 12 have rates of residents with one vaccine dose above the national average, according to Baker — and steering additional funding to community organizations.
“Our administration is committed to continuing our efforts to reduce disparities in vaccination rates in Massachusetts,” Baker wrote. “But the challenge of eliminating disparities in vaccination rates altogether is a project that will require us all to work beyond the 120 day deadline envisioned by the language of this section.”
Baker added that he plans to comply with other language in the bill requiring the administration to file a vaccination equity plan within 30 days and regular progress reports every 60 days.
El other amendment Baker offered deals with public employees who come out of retirement to resume working for their former employer. Lawmakers proposed extending a pandemic-era waiver on earnings and hours caps for those workers through the rest of the year, and Baker instead suggested linking the extension to the public health emergency so it is “tied to a specific time period where a heightened response may be necessary.”
Lawmakers can choose to override Baker’s vetoes with a two-thirds vote in either chamber, where Democrats hold supermajorities.
In addition to his vetoes and amendments, Baker wrote that he “disapprove(s) language” requiring masks, testing and vaccines to be made available by Feb. 28. He called it “simply unrealistic” to expect to hit those deadlines in two and a half weeks.
The mid-year spending bill also officially sets the statewide primary election for Sept. 6, two weeks earlier than the default date under existing state law.
Changing the primary date has evolved into a biennial tradition in Massachusetts, and Secretary of State William Galvin had warned that the original Sept. 20 date for this cycle would not provide him enough time to make ballots ready for military and overseas voters.
Galvin announced on Sunday that nomination papers would become available to candidates starting at 10 a.m. Monday, a day ahead of the codified deadline he faces.
Depending on the office sought, candidates must collect between 150 and 10,000 signatures from registered voters.
Those running for district and county offices have until May 3 to submit signatures to local registrars for certification, then until May 31 to submit certified signatures to Galvin’s Elections Division. Party candidates seeking statewide office or Congress must file signatures locally by May 10 and with Galvin by June 7, while non-party statewide and congressional candidates have until Aug. 2 to provide signatures to local officials and until Aug. 30 to hand them to the secretary’s office.
The new law also extends several pandemic-era policies — including remote open meeting law flexibility, remote notarization authorization, flexibility for municipalities to lower town meeting quorums and allowance of remote reverse mortgage counseling — until July 15.
Assisted living facilities could waive certain staffing and training requirements until that date. The bill would also temporarily revive through the end of February liability protection measures for health care workers in situations where patient care may have been impacted by COVID-19.
Other sections would revive an early education and care review commission and give it a March 1 deadline and extend the deadline for a state seal and motto commission to finish its work from July 31 to Dec. 31. 2022.
The legislation also includes language regarding overpayments made by the state unemployment insurance system during the pandemic upheaval. It would require the Department of Unemployment Assistance to submit a detailed report by March 1 estimating how many people received overpayments and how much the department paid in excess.
Under the law, DUA could also reconsider determinations or redeterminations that resulted in overpayments one year after the date of the original decision. The department would need to launch a $1 million public awareness campaign to inform recipients of overpaid benefits that they have more time to appeal their cases.
The Massachusetts Medical Society applauded Baker’s signature of the supplemental budget, praising in particular “the focus on health equity throughout the law.”
“Citing the pivotal role of education in children’s mental, physical and emotional development, the Medical Society has long advocated for safe in-person learning, and we are incredibly pleased that funding is allocated for high-quality masks for school children and increased access to COVID-19 testing, especially in early education and childcare settings,” said Mass. Medical Society President Dr. Carole Allen. “The Massachusetts Medical Society is grateful for the inclusion of liability protections that protect providers and patients alike when care is rendered under unusual and extreme circumstances. These protections are crucial as physicians and health care teams remain resolute in their commitment to help our patients safely through the pandemic to what we all hope will be healthier times.”
Baker still has not acted on two other local land bills affecting Savoy and Northampton nor on legislation allowing emergency medical personnel to treat and transport police dogs injured in the line of duty (S 2573).
The governor said last week he intends to approve that bill, referred to by supporters as “Nero’s Law,” and convene a formal signing ceremony.
Funding to support specialty business started during pandemic
El Corporación de Desarrollo del Norte Central de Massachusetts (NCMDC), the economic development arm of the Cámara de Comercio del Norte Central de Massachusetts recently approved a $15,000 loan to Pawsitive Identity K9 Services in Hubbardston. Owned by Thomas and Nina Welch, Pawsitive Identity K9 Services works directly with hotels and apartment complexes to identify bedbugs and collaborates with pest control companies for remediation. The loan will support the purchase, certification and training of dogs to detect bedbugs and support local pest control companies.
Tom Welch was a K9 officer for 21 years with the Worcester County Sheriff Department, where he trained and worked with several dogs during his career. When Tom retired from his K9 duties, a local pest control company recruited him to work with the company-owned dog that specialized in detecting bedbugs. At the onset of the pandemic, the company eliminated the bedbug detecting part of the business but offered Tom the company dog. Soon thereafter, Tom started his own business during the pandemic with the help of his wife, Nina, and together, they have steadily expanded their customer base.
“Nina and I started Pawsitive Identity K9 Services during the pandemic and this loan facilitated the purchase of a new dog, Charlie, to complement the work of current K9 Kirby,” said Tom Welch. “Kirby is getting older, and Charlie was recently acquired with the loan funds, which will also be used to train and certify Charlie and allow us to prepare for Kirby’s eventual retirement.”
“Thanks to the financial assistance and support from the North Central Massachusetts Development Corporation, we have fulfilled a dream to open our own business and deliver an important service to our local community,” Welch said. For more information visit https://www.facebook.com/pawsitiveidentityK9.
Como entidad de microcréditos, NCMDC puede otorgar préstamos a pequeñas empresas de hasta $250,000 para capital de trabajo, bienes inmuebles, equipo, inventario y expansión, además de colaborar con nuestros socios bancarios para proporcionar financiamiento puente para la etapa final de un proyecto.
For more information about the NCMDC loan programs, please call 978.353.7607 or visit NorthCentralMass.com o ChooseNorthCentral.com.
Fidelity Bank, único banco con sede en Massachusetts central y occidental en aparecer en la lista de Forbes; reconocido en la lista Fast 50 de Banker & Tradesman
Leominster, Massachusetts –Fidelity Bank ha sido reconocido durante el verano por su compromiso con la satisfacción y el crecimiento de sus clientes. Hoy, el banco anunció que fue nombrado uno de los “Mejores Bancos de América en Cada Estado 2022” de Forbes. Forbes anunció la lista el 21 de junio. Adicionalmente, Fidelity Bank fue reconocido por Banker & Tradesman como uno de los 50 más rápidos en préstamos comerciales y residenciales de este año. Banker & Tradesman anunció la lista el 15 de agosto.
En un artículo publicado por Forbes, más de 26,000 ciudadanos estadounidenses de los 50 estados participaron en entrevistas a fondo, proporcionando una calificación general de satisfacción y respondiendo varias preguntas basadas en seis facetas de su relación bancaria. Forbes informó que solo el 2.7 por ciento de todos los bancos a nivel nacional lograron entrar en el ranking de los mejores en cada estado.
Fidelity Bank es el único banco con sede en Massachusetts central y occidental que aparece en la lista de este año.
“Parte de lo que hace único a Fidelity Bank es nuestro enfoque de banca LifeDesign, que proporciona cuidado, claridad y confianza al guiar a nuestros clientes en la toma de decisiones financieras importantes”, dijo Ed Manzi, Presidente y CEO de Fidelity Bank. “Este reconocimiento es una clara representación de nuestro enfoque LifeDesign en acción y nuestro compromiso de construir relaciones sólidas y personales con cada uno de nuestros clientes”.”
Banker & Tradesman, una publicación líder en noticias y perspectivas para las industrias bancaria, comercial, industrial y de bienes raíces de Massachusetts, nombró recientemente a Fidelity Bank como uno de sus Fast 50 para préstamos comerciales y residenciales, ubicándose en el puesto 13 por número de préstamos comerciales. Fidelity Bank experimentó un aumento del 133 por ciento en el número de préstamos comerciales, con un total de 28 préstamos comerciales en 2022 en comparación con 12 préstamos comerciales en 2021. El Fast 50 se compila a partir de datos recopilados por el módulo de participación de mercado de Banker & Tradesman, que clasifica a los 50 proveedores de préstamos de más rápido crecimiento en Massachusetts, comparando el número y el volumen de préstamos del 1 de enero al 30 de junio de 2021 con el número y el volumen del mismo período en 2022.
“Mientras nuestro equipo de préstamos comerciales trabaja arduamente para construir relaciones profundas a través de nuestro enfoque LifeDesign para la banca y nuestro proceso C.A.R.E., nuestros clientes confían en las decisiones que toman para ayudarlos a alcanzar sus objetivos”, dijo Joseph Silva, Director de Préstamos de Fidelity Bank. “Banker & Tradesman es una publicación respetada en nuestra industria y ser reconocido como uno de los Fast 50 es, sin duda, un honor”.”
Para aprender más sobre el ranking de Forbes “Los mejores bancos de Estados Unidos en cada estado 2022” y para una lista completa, visita https: www.forbes.com/best-in-state-banks/#58cd2c4f5873. Para obtener más información sobre la lista Fast 50 de Banker & Tradesman, visite https: bankerandtradesman.com/special-sections/banker-tradesmans-fast-50/
Leominster, MA – Leominster Credit Union realizará un Shred-A-Thon en su sucursal ubicada en 910 West Boylston Street, Worcester, MA, el sábado 17 de septiembre de 2022, de 9:00 a. m. a mediodía.
Los miembros y no miembros pueden deshacerse de documentos viejos y sensibles triturándolos y reciclándolos en la Shred-A-Thon. Todos los artículos serán triturados en el lugar por un servicio de trituración seguro, New England Security Shredders.
Los miembros de la comunidad pueden traer hasta tres cajas de archivos tamaño legal o tres bolsas de basura de cocina de 13 galones para ser trituradas de forma gratuita. Sin embargo, aceptaremos donaciones para Hábitat para la Humanidad durante el evento. El Shred-A-Thon ayuda a crear conciencia sobre el reciclaje y, por supuesto, la importancia de triturar documentos personales para protegerse contra el robo de identidad.
Los documentos importantes para llevar al Shred-A-Thon incluyen estados de cuenta bancarios, declaraciones de impuestos, facturas médicas, estados de cuenta de tarjetas de crédito y otros documentos personales.
Para más información, contacta a Joanne Lattanzi, AVP/Marketing al 978-466-7240 o .

Hemos añadido el lema “Compartiendo las Artes Juntos” para encapsular de manera concisa nuestra misión principal de ofrecer un entorno accesible e inclusivo para todos; independientemente de si disfrutas tomando una clase ocasional y actuando o si te encanta competir como miembro de nuestra Compañía de Danza. El objetivo es apoyarnos mutuamente y apreciar las diferencias y los talentos que compartimos.
Animamos a los estudiantes a participar en todas las clases y espectáculos a lo largo de su trayectoria en nuestra Escuela. Comenzando con la exposición inicial a la danza y las artes teatrales, los estudiantes continúan aprendiendo sobre las muchas diferencias culturales dentro de los Estados Unidos y en otros países; que a menudo marcan hitos históricos clave a través de la coreografía representada en las actuaciones. Las credenciales académicas, de actuación y de enseñanza de Mary Elizabeth y Matthew, tal como se describen en el sitio web de MEM Dance Theatre, www.memdancetheatre.com brindar a familias y sus hijos durante la adolescencia, y a estudiantes adultos una experiencia segura, divertida y especializada en el estudio de la danza y las artes teatrales. Al hacerlo, continuar ayudando a aprovechar y empoderar las mentes jóvenes, cultivar una amplia base de relaciones comunitarias y sostener un modelo de negocio exitoso que continuará brindando recursos amplios y enriquecedores.

Mary Elizabeth Tinervin, Propietaria, Directora Artística y Maestra de Ballet
Matthew M. Kooyomjian, Propietario y Director Ejecutivo
When the workday ends and the lights go down, Custom Cleaning Service of Peabody, Inc. gets to work. “We operate as our clients’ silent partner after business hours,” says Adam Paicos, of Templeton, who now serves as Director of Operations and oversees the company’s expansion into North Central MA. “We are not often seen, but we ensure facilities are clean, secure, and ready for business each day while serving as the eyes and ears for our clients when they are not on site.”
Discover local business stories through our Inside North Central Massachusetts Podcast series. Listen as Chamber members share their journeys, insights, and contributions to our thriving regional business community.
Looking for your next opportunity? Explore current job openings from employers across North Central Massachusetts on our Jobs Board. Whether you’re starting a new career or making a change, you’ll find a variety of local positions available to help you take the next step.
CapEx Facility Services & Construction · Leominster, MA
TaraVista Behavioral Health Center · Harvard, MA
DRS Power Technology, Inc. · Fitchburg, MA
AIS · Leominster, MA