North Central Massachusetts Development Corporation approves financing for HaBBQ

The North Central Massachusetts Development Corporation (NCMDC), the economic development arm of the North Central Massachusetts Chamber of Commerce, recently approved financing of $50,000 for the purchase of a food trailer to establish HaBBQ, a food truck business based in Rutland. Business planning was provided by the Small Business Development Center at Clark University.

Turning his passion into a business, HaBBQ Owner Jordan El-Qasem wanted to provide a unique flavored BBQ, which blends traditional Texas-style BBQ with Middle Eastern spices, while also offering halal-certified meats. Halal-certified meat adheres to Islamic law and is permissible for Muslims to eat.

“I’ve been working to perfect my recipe for the past five years and I’m looking forward to sharing my unique take on traditional BBQ with foodies, BBQ enthusiasts, and the entire community,” said El-Qasem. “The North Central Development Corporation and the Small Business Development Center made it possible for me to turn my passion into an established business with their expertise, knowledge and guidance toward the financing and business acumen I needed to make my dream come true.”

HaBBQ can be found at various food festivals, breweries, events and venues throughout central Massachusetts every weekend. For more information and a current schedule visit HaBBQ on Facebook

Como entidad de microcréditos, NCMDC puede otorgar préstamos a pequeñas empresas de hasta $250,000 para capital de trabajo, bienes inmuebles, equipo, inventario y expansión, además de colaborar con nuestros socios bancarios para proporcionar financiamiento puente para la etapa final de un proyecto.

For more information about the NCMDC loan programs, please call 978.353.7607 or visit NorthCentralMass.com or ChooseNorthCentral.com


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Good Morning North Central Recognition

Celebrating Excellence in North Central Massachusetts

Throughout the year, we celebrate the businesses and individuals who make North Central Massachusetts a thriving place to live, work, and grow. The Good Morning North Central Recognition Program puts a spotlight on the remarkable achievements and lasting contributions of our Chamber members.

About the Program

The mission of the Good Morning North Central Recognition Program is to highlight and celebrate Chamber members who make significant contributions to our region. While the Good Morning North Central Breakfast series focuses on learning and networking, the recognition program specifically honors individuals, civic entities, projects, businesses and organizations that are Chamber members for their major contributions to economic growth, improvement of the quality of life in the region, major milestones and other activities that enhance North Central Massachusetts. The goal is to showcase during the breakfast program the full spectrum of our members’ achievements and their positive impact on our communities.

Recognition Categories

Business Milestone Recognition

Celebrating Chamber member businesses reaching major milestones in 25-year increments: 25, 50, 75, and 100+ years of service to North Central Massachusetts.

Leadership Transitions

Honoring new executive leadership that brings fresh vision and energy to our region, including new Presidents, CEOs, or Executive Directors of major regional employers (25+ employees) and new leadership of educational institutions and significant community organizations.

Major Business Development

Recognizing substantial investments that strengthen our regional economy through significant new business openings with major regional impact, major facility expansions or developments, and substantial workforce growth initiatives.

Individual Achievement & Major Recognition

Celebrating exceptional accomplishments that bring positive recognition to North Central Massachusetts, including major industry awards from recognized organizations, significant civic honors and community leadership, and breakthrough innovations with substantial regional impact.

Community Enhancement

Highlighting projects and initiatives that improve our region through major construction and infrastructure improvements, economic development initiatives, and programs that enhance quality of life in North Central Massachusetts.

Program Highlights

  • Chamber Members Only – Recognition exclusively for current Chamber members
  • Regional Impact Focus – Celebrating achievements that benefit North Central Massachusetts
  • Quarterly Recognition – 3-5 honorees featured at select breakfast events
  • Professional Presentation – Honorees receive recognition at our well-attended breakfast series
  • Community Celebration – Highlighting the full spectrum of member achievements
  • Attendance Required – If selected for recognition, honorees must attend the breakfast event to accept the honor
  • Rolling Nominations – Submissions accepted year-round with regular committee review
  • Alternative Recognition – Some nominations may be better suited for other Chamber programs such as ribbon cuttings or member profiles

How to Nominate

Who Can Nominate: Anyone can submit nominations, including self-nominations from Chamber members

Nomination Process: Complete our online nomination form with details about the achievement, milestone, or contribution

Review Process: A committee reviews all nominations based on established criteria, regional impact, and program goals

Recognition Events: Selected honorees are invited to attend a Good Morning North Central Breakfast as guests of the Chamber to accept their recognition

Ready to Nominate?

Know a Chamber member who deserves recognition? We want to hear about their achievements and contributions to North Central Massachusetts.

Nominate Now

Questions about the program? Contact us at or call 978.353.7600 ext. 235.

Frequently Asked Questions

Q: Can I nominate myself?
A: Yes! Self-nominations are welcome and encouraged.

Q: Would a new small business opening or expansion qualify for recognition?
A: New business openings and expansions are wonderful milestones that we love to celebrate! However, a Ribbon Cutting Ceremony would be the more appropriate option for these occasions. The Chamber offers this FREE service to current and new members who have opened their business in the last 12 months, moved to a new location, changed ownership, or been remodeled/expanded. Ribbon cuttings are specifically designed to help you kick-off your grand opening, meet key community leaders, and get acquainted with your neighbors and fellow Chamber members. We also have other channels to help promote your business through our website, social media, and member communications. For more information about scheduling a ribbon cutting, contact us at or 978.353.7600.

Q: Can businesses nominate their employees for recognition?
A: Yes! While Leadership Transitions recognition is reserved for top organizational leaders only, all employees of Chamber member businesses are eligible for our other recognition categories. The key requirement is that their achievement must be exceptional and bring significant positive recognition to both North Central Massachusetts and their employer. Examples of qualifying achievements include receiving major national awards, developing breakthrough patents, or earning prestigious industry recognition that elevates our region’s reputation. Personal milestones like new degrees, professional certifications, or internal promotions are wonderful accomplishments that we’d be happy to celebrate through our social media, member newsletters, and other promotional channels, but they don’t meet the criteria for breakfast recognition.

Q: I am a senior-level official at my company and was recently promoted. Would I qualify for Leadership Transitions recognition?
A: Congratulations on your promotion! While the Leadership Transitions category is specifically limited to top leaders (Presidents, CEOs, Executive Directors), we have other great ways to recognize your career advancement. We’d love to feature your promotion in our member news, social media channels, or through other promotional opportunities. Your achievement is definitely worth celebrating, and we’ll help you find the right channel to do so!

Q: Will honorees need to give a speech?
A: No speech is required. They simply need to be present to accept their recognition. We will take pictures during and after the program to share on our channels, and we may ask for a quote from the honoree to help share their story, but there’s no pressure to speak publicly. The focus is on celebrating your achievement, not putting you on the spot!

Q: Who attends the Good Morning North Central Breakfasts?
A: Our breakfast events attract business leaders, community officials, Chamber members, and other professionals from across North Central Massachusetts. It’s an excellent networking opportunity where you’ll be recognized in front of influential members of our regional business community.

Q: How will my recognition be promoted beyond the breakfast event?
A: We’ll highlight your recognition across our media channels, including our website, newsletters, and social media platforms where we have a strong following of over 50,000 followers. This extends the reach of your recognition well beyond the breakfast attendees.

Q: When are the breakfast events held?
A: Good Morning North Central Breakfasts are held in September, November, January, and March. We do not present recognition awards in May since we focus on our scholarship recognition that month.

Q: What qualifies for Individual Achievement & Major Recognition?
A: This category is for exceptional achievements that bring positive recognition to North Central Massachusetts. Examples that would qualify include major industry awards from recognized organizations (like “National Manufacturer of the Year,” “Ernst & Young Entrepreneur of the Year,” or “Inc. 5000 Fastest Growing Companies”), significant civic honors (like Presidential Medal of Freedom, Malcolm Baldrige Quality Award, or being appointed to a federal commission), or breakthrough innovations with substantial regional impact (like developing a patented technology that creates significant local jobs or receiving national recognition for environmental innovation). Personal achievements like earning a new degree, professional certifications, completing training programs, or being appointed to a nonprofit board are wonderful accomplishments that we’d love to help you celebrate through other channels, but they wouldn’t meet the criteria for breakfast recognition since they don’t have the broader regional impact we’re highlighting at these events.

Q: What qualifies for Community Enhancement recognition?
A: This category recognizes substantial projects or initiatives that improve quality of life across North Central Massachusetts. Examples that would qualify include major infrastructure projects (like building a new community center or recreational facility), significant economic development initiatives, or large-scale construction projects that benefit the broader region (like developing a major mixed-use development or industrial park). Smaller community contributions like sponsoring a local event, volunteering for a charity drive, or donating to a nonprofit are valuable community support that we appreciate, but they would be better recognized through other channels as they don’t represent the major regional enhancement projects this category is designed to highlight.

Q: What if my nominee isn’t selected?
A: We appreciate every nomination we receive! Since we limit recognition to 3-5 honorees at each breakfast to ensure meaningful focus on each recipient, we may hold your nomination for a future breakfast event when the timing and program balance work better. Alternatively, we may reach out to suggest that your nominee would be an excellent fit for another Chamber recognition program that might be more appropriate for the specific achievement, such as our ribbon cutting ceremonies, member spotlights, or other promotional channels. Our goal is to celebrate all our members’ successes through the most fitting recognition opportunity.

Q: How often are recognitions presented?
A: We target 3-5 recognitions at select breakfast events throughout the year, maintaining geographic and category diversity.

Q: Do nominees have to be Chamber members?
A: Yes, this program exclusively recognizes current Chamber members and their achievements.

Q: What makes a strong nomination?
A: Focus on achievements with clear regional impact, specific details about the contribution or milestone, and how it enhances North Central Massachusetts.


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H.R. 1 - Ley de un Gran y Hermoso Proyecto de Ley: Lo que las Empresas del Centro Norte de Massachusetts Necesitan Saber

Actualización Legislativa para Miembros de la Cámara de Comercio del Norte Central de Massachusetts

Resumen

La Ley "One Big Beautiful Bill" (Un Gran y Hermoso Proyecto de Ley) es un proyecto de ley de conciliación presupuestaria que reduce impuestos, modifica el gasto para diversos programas federales, aumenta el límite legal de la deuda y aborda agencias y programas en todo el gobierno federal, que fue promulgada por el presidente Trump el 4 de julio de 2025. Este paquete de conciliación presupuestaria consolida las prioridades políticas de 10 comités del Senado en un marco legislativo único y de gran alcance, con 870 páginas de disposiciones que impactan significativamente la política fiscal, las operaciones comerciales y el gasto federal en múltiples sectores.

Disposiciones fiscales clave para empresas

Beneficios de Pequeñas Empresas

Deducción por Ingresos Calificados de Negocios (Sección 199A)

  • Convierte en permanente la deducción por ingresos comerciales calificados 20% (cuya vigencia estaba prevista inicialmente hasta el 31 de diciembre de 2025)
  • Amplía el rango de aplicación gradual al aumentar los umbrales de $50,000/$100,000 a $75,000/$150,000 para contribuyentes individuales y conjuntos, respectivamente
  • Establece una deducción mínima ajustada por inflación de $400 para los contribuyentes con al menos $1,000 de ingresos comerciales que cumplan los requisitos

Gastos empresariales mejorados

  • Depreciación acelerada permanente 100% para bienes que cumplan los requisitos, adquiridos y puestos en servicio después del 19 de enero de 2025
  • Aumenta el límite de gastos deducibles para pequeñas empresas conforme a la Sección 179 de $1.25 millones a $2.5 millones
  • Deducción temporal 100% para determinados bienes inmuebles no residenciales de nueva construcción utilizados en actividades de producción que cumplan los requisitos (la construcción debe comenzar después del 19 de enero de 2025 y antes del 1 de enero de 2029)

Investigación y Desarrollo

  • Restablece permanentemente la capacidad de deducir inmediatamente los gastos internos de investigación y experimentación para ejercicios fiscales que comiencen después del 31 de diciembre de 2024

Deducción de Intereses Comerciales

  • Restablece el cálculo más favorable basado en el EBITDA para los límites de deducción de intereses comerciales, reemplazando el método menos favorable que había estado vigente desde 2022.

Alivio en la deducción del impuesto estatal y local (SALT, por sus siglas en inglés)

  • Aumenta temporalmente el límite de la deducción SALT de $10,000 a $40,000 para los contribuyentes individuales ($20,000 para los casados que presentan declaraciones por separado) a partir de 2025 y hasta 2029.
  • Se reduce gradualmente para los contribuyentes con un ingreso bruto ajustado modificado superior a $500,000 ($250,000 para los casados que presentan declaraciones por separado), pero la deducción no puede ser inferior a $10,000
  • El límite máximo aumenta en 1% cada año hasta 2029, y luego vuelve a situarse en $10,000 de manera permanente en 2030
  • Beneficia particularmente a los propietarios de pequeñas empresas en entidades de pase directo (sociedades colectivas, corporaciones S, LLC) que pagan impuestos estatales y locales sobre los ingresos comerciales a través de sus declaraciones individuales.
  • Preserva las estrategias de elusión de impuestos existentes para entidades de traspaso (PTET) que muchos estados han implementado, permitiendo a las pequeñas empresas deducir los impuestos estatales pagados a nivel de entidad.

Informe de Alivio

  • Alivio 1099-K: Revoca la reducción prevista de los umbrales de presentación de informes 1099-K, restableciendo los requisitos de $20,000 y 200 transacciones (que anteriormente se preveía que se redujeran a $600 para 2026). Esto reduce significativamente las cargas administrativas para las empresas que utilizan plataformas de pago.
  • Aumento de los umbrales para el formulario 1099-MISC/NEC: Aumenta los umbrales de declaración de $600 a $2,000 para los pagos a contratistas independientes a partir de 2026, lo que reduce la carga administrativa para las empresas que contratan a trabajadores independientes o contratistas.

Cambios en el Impuesto sobre la Renta Individual que Afectan a los Propietarios de Negocios

Tasas de Impuesto sobre la Renta de las Personas Físicas

  • Establece de manera permanente las tasas impositivas individuales de 10%, 12%, 22%, 24%, 32%, 35% y 37% de la Ley de Recortes de Impuestos y Empleos de 2017
  • Aumenta la deducción estándar a $15,750 para contribuyentes solteros, a $23,625 para jefes de familia y a $31,500 para matrimonios que presentan declaración conjunta (ajustada a la inflación)

Disposiciones sobre el Impuesto de Sucesiones

  • Aumenta de manera permanente la exención del impuesto sobre el patrimonio a $15 millones para contribuyentes solteros ($30 millones para matrimonios que presentan una declaración conjunta) a partir de 2026, indexada a la inflación

Disposiciones relacionadas con empleados

Sin impuestos sobre propinas y horas extras

  • Provisión de propinas: Elimina el impuesto federal sobre la renta de las propinas que cumplan con los requisitos, hasta un máximo de $25,000 al año
    • Límites de ingresos: La deducción se reduce gradualmente para las personas con ingresos superiores a $150,000 ($300,000 para quienes presentan declaración conjunta); se reduce en $100 por cada $1,000 que supere el umbral
    • Restricciones laborales: Limitado a ocupaciones que “acostumbran y reciben regularmente propinas” antes del 31 de diciembre de 2024 (el Secretario del Tesoro debe publicar la lista de ocupaciones que califican dentro de los 90 días)
    • Industrias calificadasSe espera que incluya camareros/camareras, conductores de Uber/delivery, taxistas, esteticistas, peluqueros, barman
    • Industrias excluidasNo disponible para ciertas industrias (lista específica que publicará el Tesoro para futuras orientaciones)
    • Propinas solo en efectivoIncluye pagos en efectivo y propinas cargadas, excluye propinas no monetarias (canastas de regalo, boletos de cine, etc.)
    • Cargos por servicio no incluidosLos cargos obligatorios por servicio y las propinas automáticas no califican
    • Los impuestos de Seguridad Social/Medicare aún aplicanSolo elimina el impuesto federal sobre la renta, no los impuestos sobre la nómina
  • Disposición de horas extras: Elimina el impuesto federal sobre la renta aplicable a las horas extras que cumplan con los requisitos, hasta un máximo de $12,500 al año ($25,000 para quienes presentan una declaración conjunta)
    • Límites de ingresos: Los mismos umbrales de eliminación gradual que los de la disposición sobre propinas ($150 000/$300 000)
    • Requerimiento de la FLSASolo aplica a horas extras requeridas bajo la Ley de Normas Justas de Trabajo, no a ley estatal ni a horas extras voluntarias.
    • Pago premium únicamente: Solo se considera el componente de recargo del pago por horas extras (por ejemplo, si el salario normal es de $10 por hora y el de horas extras es de $15 por hora, solo se considera el recargo de $5)
  • Disposición temporalAmbas propinas y deducciones por horas extra expiran después de 2028

Crédito Tributario por Hijos

  • Aumenta de manera permanente el crédito tributario por hijos a $2,200 por cada hijo que cumpla con los requisitos a partir de 2025

Crédito fiscal mejorado por licencia familiar y médica

  • Hace permanente el crédito fiscal para el empleador por licencias familiares y médicas remuneradas (originalmente programado para expirar el 31 de diciembre de 2025).
  • El crédito oscila entre 12,5% y 25% del salario pagado a los empleados que cumplan con los requisitos durante la licencia familiar y médica
  • Nueva disposición permite a los empleadores reclamar el crédito contra las primas pagadas por pólizas de seguro de licencia remunerada que califiquen
  • Amplía los requisitos de calificación, permitiendo a los empleadores reducir el requisito del período de empleo de un año a seis meses.
  • Permite que los empleadores previamente descalificados por los requisitos estatales de licencias calificen al contabilizar montos superiores a lo requerido por la ley estatal.

Beneficios de cuidado infantil proporcionados por el empleador

  • Aumenta considerablemente el crédito fiscal máximo por cuidado infantil proporcionado por el empleador de $150,000 a $500,000 al año
  • Aumenta el porcentaje de gastos cubiertos de 25% a 40% de los gastos de cuidado infantil que cumplen con los requisitos
  • Beneficios especiales para pequeñas empresas: El monto máximo del crédito aumenta a $600,000, con una tasa de crédito de 50% para las pequeñas empresas que cumplan con los requisitos (aquellas con ingresos brutos de $31 millones o menos en 2025)
  • Nueva disposición de agrupación de cuidado infantilPermite que las pequeñas empresas unan sus recursos para brindar servicios de cuidado infantil a sus empleados, mientras conservan la elegibilidad para el crédito fiscal.
  • Permite a las empresas utilizar intermediarios externos para servicios de cuidado infantil, manteniendo al mismo tiempo la elegibilidad para créditos

Asistencia para Préstamos Estudiantiles

  • Hace permanente la exclusión de los pagos de préstamos estudiantiles pagados por el empleador del ingreso imponible de los empleados
  • Mantiene el límite anual de $5,250 con ajustes por inflación a partir de 2027

Análisis de Impacto Económico

Según la Oficina de Presupuesto del Congreso, la legislación aumentaría el déficit en $2.4 billones en un plazo de 10 años, con costos adicionales por el servicio de la deuda de $551 mil millones, lo que elevaría el impacto total en el déficit a $3.0 billones. Un análisis independiente estima que la ley aumentaría el PIB a largo plazo en un 1,2 por ciento, al tiempo que reduciría los ingresos fiscales federales en $5 billones durante la próxima década.

Posibles desafíos para las empresas

Costos de Atención Médica y Mano de Obra

  • Reducciones en la cobertura de MedicaidLa Oficina de Presupuesto del Congreso estima que 11.8 millones de estadounidenses podrían perder su cobertura de salud a través de Medicaid en la próxima década, lo que podría aumentar el número de trabajadores no asegurados en el mercado laboral. Esto podría llevar a:
    • Mayor demanda de seguros médicos patrocinados por el empleador a medida que los trabajadores pierden la cobertura pública
    • Aumento de los costos de atención médica para las empresas que ofrecen seguro médico.
    • Mayor probabilidad de que los empleados busquen empleos específicamente por los beneficios de salud
    • Impactos potenciales en la productividad de trabajadores con afecciones médicas no tratadas
  • Desplazamiento de costos de SNAP: A partir de 2028, transfiere los costos del Programa de Asistencia Nutricional Suplementaria (SNAP) a los estados con tasas de pagos erróneos superiores a 6%. Esto podría dar lugar a:
    • Reducción de los beneficios de SNAP en los estados afectados, lo que podría aumentar el estrés financiero en los empleados con salarios más bajos.
    • Mayor rotación de empleados mientras los trabajadores luchan contra la inseguridad alimentaria
    • Aumento de solicitudes de anticipos salariales o ayuda de emergencia por parte de los empleadores
    • Mayor necesidad de programas de asistencia al empleado
  • Impactos Empresariales para Proveedores de Atención Médica: Las empresas de atención médica enfrentan desafíos operativos específicos:
    • Volúmenes de pacientes reducidos al perder 11.8 millones de estadounidenses la cobertura de Medicaid, impactando directamente los ingresos de hospitales, clínicas y otros centros de atención médica.
    • Las restricciones fiscales para los proveedores, con tasas máximas que se reducirán gradualmente hasta alcanzar el 3,51 TP3T para el año fiscal 2032, podrían reducir los fondos estatales disponibles para apoyar a los centros de salud
    • El financiamiento para la atención médica rural aporta $50 mil millones durante cinco años (2026-2030), pero finaliza en 2030 y es posible que no compense las reducciones más amplias en Medicaid
    • Límites de pago dirigidos por el estado que restringen los pagos por servicios hospitalarios y de atención médica bajo contratos de atención administrada de Medicaid a las tarifas de pago de Medicare en lugar de las tarifas comerciales más altas
    • Aumento de la atención no compensada a medida que más personas pierden su seguro médico, lo que tensa las finanzas, especialmente para los hospitales de redes de seguridad y los centros de salud comunitarios.

Cambios en el Sector Energético

  • Elimina numerosos incentivos fiscales de la Ley de Reducción de la Inflación de 2022 para la energía limpia, los vehículos eléctricos y los programas de eficiencia energética
  • Elimina los créditos fiscales para vehículos eléctricos nuevos y usados, la instalación de equipos de carga para vehículos eléctricos en el hogar y mejoras de eficiencia energética.

Consideraciones Regionales para el Norte Central de Massachusetts

Beneficios de Fabricación y Producción

Las disposiciones mejoradas para la deducción de gastos empresariales y los incentivos de I+D beneficiarán particularmente al sector manufacturero de la región, permitiendo la deducción inmediata de la compra de equipos e inversiones en investigación a nivel nacional.

Impacto del Sector de Servicios

La deducción permanente por ingresos comerciales calificados 20% seguirá beneficiando a muchas empresas de servicios de la región. Las disposiciones de exención fiscal sobre las propinas y las horas extras beneficiarán principalmente a los trabajadores de ingresos medios en ocupaciones que cumplan con los requisitos, ya que los trabajadores con propinas de ingresos más bajos a menudo ya deben poco o ningún impuesto federal sobre la renta. Los trabajadores que reciben propinas y tienen ingresos más altos (más de $150,000) verán cómo este beneficio se va reduciendo gradualmente. El crédito fiscal mejorado de la FMLA y las disposiciones sobre el uso compartido de servicios de cuidado infantil crean nuevas oportunidades para que las pequeñas empresas colaboren en materia de prestaciones para los empleados.

Apoyo a Pequeñas Empresas

Los límites de deducción de la Sección 179 aumentados y la depreciación adicional mejorada ofrecen ventajas fiscales significativas para las pequeñas y medianas empresas que buscan invertir en equipos y expansión. La disposición de agrupación de cuidado infantil es particularmente beneficiosa para las pequeñas empresas del centro-norte de Massachusetts que buscan mejorar el reclutamiento y la retención de empleados. Permite que varios empleadores pequeños trabajen juntos para proporcionar servicios de cuidado infantil que podrían ser inasequibles individualmente, mientras que todos los participantes siguen siendo elegibles para el crédito fiscal mejorado, lo que ayuda a abordar uno de los mayores desafíos que enfrentan los padres que trabajan al elegir empleadores.

Impacto en el Gobierno y los Programas del Estado de Massachusetts

Basado en las estimaciones de la Oficina de Presupuesto del Congreso y la legislación oficial, Massachusetts enfrenta varios impactos significativos de la Ley "One Big Beautiful Bill Act" que van más allá de las disposiciones comerciales descritas anteriormente.

Cambios en el Sistema de SaludLa Oficina de Presupuesto del Congreso estima que 11.8 millones de estadounidenses perderán la cobertura de seguro médico para 2034 debido a nuevos requisitos de trabajo de Medicaid, cambios en la elegibilidad y modificaciones en el mercado. Massachusetts, que ha ampliado Medicaid bajo la Ley del Cuidado de Salud a Bajo Precio, enfrentará nuevos requisitos federales de trabajo para adultos no discapacitados de 19 a 64 años en la población de expansión. El estado también experimentará una capacidad limitada para financiar la parte estatal de Medicaid y una disminución general de la financiación federal para los programas estatales de Medicaid, junto con una mayor carga administrativa para el personal estatal de elegibilidad.

Cambios en el Programa de Asistencia AlimentariaA partir de 2028, Massachusetts deberá pagar una parte de los beneficios de SNAP según las tasas de error de pago del estado, lo que representa un cambio del sistema actual donde el gobierno federal paga el costo total. Este cambio requerirá que el estado aumente la financiación para la asistencia alimentaria o reduzca potencialmente los beneficios si no se pueden cubrir las brechas de financiación federal.

Financiamiento de la educación superiorLa legislación modifica los requisitos de elegibilidad para las Becas Pell y elimina por completo las becas para estudiantes que asisten a la universidad a tiempo parcial (menos de la mitad de tiempo), lo que afectará de manera desproporcionada a los colegios comunitarios. Sin embargo, la Ley también crea nuevas “Becas Pell para la Fuerza Laboral” para estudiantes inscritos en programas de fuerza laboral elegibles que brindan de 150 a 600 horas de instrucción durante un mínimo de 8 semanas, lo que podría beneficiar a los colegios comunitarios y a otros proveedores de capacitación acreditados que ofrecen programas de fuerza laboral de corto plazo. Estos cambios podrían afectar a miles de estudiantes de Massachusetts, en particular a aquellos en programas de desarrollo de la fuerza laboral y educación continua.

Respuesta Fiscal EstatalSegún el análisis de distribución de la Oficina de Presupuesto del Congreso, la legislación afectará las respuestas fiscales de los estados a través de cambios en los impuestos y el gasto estatales como resultado de los cambios en la financiación de programas federales. Massachusetts deberá tomar decisiones políticas sobre si compensar las reducciones de financiamiento federal o permitir que los recortes en los programas surtan efecto.

Cronograma de Implementación

  • Efecto inmediato: Muchas disposiciones entraron en vigor tras la firma el 4 de julio de 2025
  • 1 de enero de 2026: La mayoría de las disposiciones fiscales individuales entran en vigor
  • 2028: El copago de SNAP con los estados comienza para aquellos con altas tasas de error
  • 2031: Fecha límite para los beneficios de amortización de propiedades de producción calificada

Qué deben hacer las empresas ahora

  1. Revisar estrategia fiscal: Consulta con profesionales de impuestos para entender cómo la deducción permanente de QBI y las disposiciones de gastos mejorados afectan tu situación específica.
  2. Planificación de Inversiones de Capital: Considera acelerar la compra de equipo para aprovechar la depreciación acelerada 100% aplicable a los bienes adquiridos después del 19 de enero de 2025
  3. Revisión de Compensación de Empleados Evalúe las estructuras de compensación a la luz de las disposiciones de no imposición fiscal sobre propinas y horas extras, teniendo en cuenta los límites de ingresos y las restricciones ocupacionales. Asegúrese de que se cumplan los requisitos de declaración adecuados para los ingresos calificados por propinas y horas extras.
  4. Revisión de Beneficios para Empleados Considere implementar o expandir programas de licencia familiar y médica remunerada para aprovechar el crédito fiscal mejorado, incluyendo posibles acuerdos de pólizas de seguro.
  5. Cuidado Infantil y Asociaciones Las pequeñas empresas podrían considerar explorar oportunidades para mancomunar recursos con otros empleadores locales para ofrecer servicios de guardería, aprovechando el crédito mejorado y las nuevas disposiciones de mancomunación.
  6. Actualización de planificación patrimonial: Los dueños de negocios deben revisar sus planes patrimoniales dados los montos de exención incrementados.
  7. Planificación de I+D Las empresas dedicadas a la investigación y desarrollo deberían reevaluar sus estrategias fiscales dado el regreso de la deducción inmediata.

Conclusión

La Ley "The One Big Beautiful Bill Act" representa la legislación fiscal más importante en años, con cambios sustanciales que afectan a las empresas a través de deducciones mejoradas, reducciones permanentes de las tasas impositivas y mejores incentivos para la inversión de capital. La legislación también presenta desafíos, particularmente en torno a los costos de atención médica, los créditos fiscales de energía y los cambios en los programas federales. El impacto en las empresas del centro norte de Massachusetts variará significativamente según el sector industrial, el tamaño de la empresa y las circunstancias individuales, y algunas empresas se beneficiarán sustancialmente, mientras que otras pueden enfrentar mayores costos o desafíos operativos.

Los propietarios de negocios deben trabajar estrechamente con sus asesores fiscales y legales para comprender y optimizar completamente su posición bajo la nueva ley.

Disclaimer: This summary is provided for informational purposes only and is based on official sources including Congressional Budget Office reports, the official legislation text, and government publications. This information does not constitute legal, tax, or financial advice. The North Central Massachusetts Chamber of Commerce makes no representations or warranties regarding the accuracy or completeness of this information. Tax laws are complex and subject to interpretation and change. Members should consult with qualified attorneys, certified public accountants, or other professional advisors before making any business decisions based on this information. The Chamber strongly recommends that businesses seek professional guidance to understand how these legislative changes may specifically impact their individual circumstances.

Sources

Primary Legislative Sources:

Congressional Budget Office Reports:

  • Estimated Budgetary Effects of H.R. 1, the One Big Beautiful Bill Act (As passed by the House of Representatives on May 22, 2025). Congressional Budget Office, Publication 61461. Available at: https://www.cbo.gov/publication/61461
  • H.R. 1, One Big Beautiful Bill Act (Dynamic Estimate). Congressional Budget Office, Publication 61486. Available at: https://www.cbo.gov/publication/61486
  • Distributional Effects of H.R. 1, the One Big Beautiful Bill Act. Congressional Budget Office, Publication 61387. Available at: https://www.cbo.gov/publication/61387
  • How H.R. 1, the One Big Beautiful Bill Act, Would Affect the Distribution of Resources Available to Households (Interactive Tool). Congressional Budget Office, Publication 61469. Available at: https://www.cbo.gov/publication/61469
  • Debt-Service Effects Derived From H.R. 1, the One Big Beautiful Bill Act. Congressional Budget Office, Publication 61459. Available at: https://www.cbo.gov/publication/61459
  • Preliminary Analysis of the Distributional Effects of the One Big Beautiful Bill Act. Congressional Budget Office, Publication 61422. Available at: https://www.cbo.gov/publication/61422

Additional Official Sources:

  • Estimated Budgetary Effects of a Bill to Provide for Reconciliation Pursuant to Title II of H. Con. Res. 14, the One Big Beautiful Bill Act (As ordered reported by the House Committee on the Budget on May 18, 2025). Congressional Budget Office, Publication 61420. Available at: https://www.cbo.gov/publication/61420
  • Estimated Budgetary Effects of an Amendment in the Nature of a Substitute to H.R. 1, the One Big Beautiful Bill Act, Relative to CBO’s January 2025 Baseline. Congressional Budget Office, Publication 61534. Available at: https://www.cbo.gov/publication/61534

Workers Credit Union – Building Financial Wellness Since 1914

At Workers Credit Union, the focus is on one thing: building the financial wellness of its members. Founded in 1914 by John Suominen, a Finnish immigrant and successful printing company owner in Fitchburg, MA, Workers Credit Union began with a simple mission to support the economic welfare of fellow immigrants. Fast forward more than a century, and the credit union is thriving, boasting over $2.4 billion in assets and serving more than 125,000 personal and business members across North Central Massachusetts and beyond.

A Legacy of Service to the Community

What started as a vision to help immigrants is now a cornerstone of financial well-being for people in all walks of life. Workers Credit Union remains member-owned and focused on its core mission: to empower members to build better financial futures. With a broad range of services from checking and savings accounts to home and  auto loans, small business and commercial loans, and insurance through Workers Insurance Agency the credit union provides tailored financial solutions to individuals and businesses alike.

What Sets Workers Credit Union Apart?

Unlike many financial institutions, Workers Credit Union isn’t just about business; it’s about community. The credit union has long been dedicated to supporting local organizations and initiatives. From Relay For Life to Habitat for Humanity, Workers is actively involved in making a positive impact in the region. Their commitment goes beyond just financial contributions they prioritize volunteerism and community outreach, ensuring that they’re a true partner in the growth and success of North Central Massachusetts.

A Work Culture Focused on Collaboration and Transparency

Workers Credit Union’s internal culture mirrors the community-oriented values it holds. The company promotes a work environment grounded in collaboration, transparency, and mutual support. Employees are encouraged to take part in initiatives that make a difference both inside and outside the workplace. When hiring, Workers looks for people who share this commitment to community and teamwork qualities that enable employees to provide the best service to their members.

Workers-Credit-Union-Exterior

Fun Fact: A Partnership with the WooSox

Not only is Workers Credit Union rooted in the community, but they also know how to have fun! The credit union is a proud partner of the Worcester Red Sox (WooSox) and has created an exciting Augmented Reality scavenger hunt at Polar Park called Woofster’s Workers Reality. Fans can join in the fun, complete challenges, take home a limited-edition prize poster, and enter for a chance to win season tickets for the WooSox. It’s just one example of how Workers blends community involvement with innovative, engaging experiences.

Looking Ahead: Big Plans for the Future

With over 110 years of service in North Central Massachusetts, Workers Credit Union is excited about the future. With a commitment to innovation and exceptional service, they’re poised to continue being a trusted partner for members across the region for another hundred years!

Community Impact

Whether through a one-on-one conversation with a member of their dedicated staff or a digital interaction via  online or mobile banking,  Workers Credit Union  provides exceptional service in any channel.

In a world full of financial institutions, Workers Credit Union stands out not only for its competitive offerings but for its deep-rooted commitment to the community, its collaborative and transparent workplace culture, and its innovative approach to engaging with members and supporters. Whether you’re a new member or a long-time customer, it’s clear that Workers Credit Union is not just a financial institution it’s a partner in building a better future.

For more information, visit Workers Credit Union’s Website and see how they can help you achieve your financial goals!


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A Legacy of Innovation Celebrating manufacturing in North Central Massachusetts

North Central Massachusetts has a proud manufacturing heritage that can be sorted into two broad categories: “legacy” manufacturers of consumer goods like furniture, car parts, and food products, and “high-tech” firms specializing in innovation-driven products like pharmaceuticals, electronic components, and machinery parts.

“Regardless of the category, manufacturing in North Central Massachusetts is experiencing a renaissance,” said Roy M. Nascimento, president and CEO, North Central Massachusetts Chamber of Commerce. “By creating jobs, driving economic growth and demonstrating how the industry continues to evolve and innovate, our manufacturers are continuing to honor the legacy that made our region known as one of the most robust manufacturing hubs of the 20th century.”

While many of our region’s manufacturing leaders remain dedicated to the principles and values of those who came before them, the way these companies make the products their customers have come to know and trust for generations has evolved from hardscrabble workshops to clean rooms and high-tech labs.

L.S. Starrett Company

L.S. Starrett Company

Founded in 1880 by Laroy S. Starrett, the L.S. Starrett Company in Athol is one of the region’s oldest companies. As a manufacturer of more than 5,000 variations of precision tools, gages, measuring instruments and saw blades for industrial, professional and consumer markets around the world, the walls within the L.S. Starrett Company speak volumes of an old mill facility that is modernizing and evolving operations while continuing to honor the roots of what made the company a global leader in toolmaking.

Matthew L. Wells, director of operations and continuous improvement at the L.S. Starrett Company, said it is not uncommon for generations of the same family to work at the company. “There are times when we have up to three generations of the same family with us, some with more than 50 years of service,” he said. “This is a really important aspect of our culture because with those years of service comes a level of dedication, knowledge and deep history within the company and for our products.”

For Wells, and many other manufacturers in the region, that dedication, knowledge and history is gone when retirements occur. In fact, Wells said that in the three years since he began working at L.S. Starrett, the company has gone from 70% of its workforce having years of tenure to almost 50% of its workforce having just five years or less experience on the job. “It’s admirable to have people work with you for their entire careers and be part of your family, but when they leave it’s a big challenge for us as we have relied on an individual’s knowledge to supplement our manufacturing process.”

To bridge the gap between legacy workers and the manufacturing process, L.S. Starrett has looked to local technical and vocational schools, as well as the Massachusetts Manufacturing Extension Partnership (MassMEP), which works to provide small and medium-sized manufacturers with resources to help companies be successful.

“People are our number one asset and we have a lot of room for opportunity,” added Wells. “Through MassMEP, we established an operator training program to educate employees on how to read a Starrett blueprint and identify quality characteristics of our parts. We also partner with Monty Tech and Franklin County Technical School to offer more advanced technical programs that enable the student to work full-time during the day and attend school in the evening.”

And L.S. Starrett isn’t the only manufacturer in the region looking at today’s youth as the key to future success. SMC, Ltd., a medical device manufacturing company located in Devens, is also collaborating with local technical schools and universities to build its employee pipeline.

SMC

SMC Ltd.

Brian Payson, executive vice president at SMC, said the company has partnerships with Worcester Polytechnic Institute and UMass Lowell to offer co-op programs. And through a collaboration of parents, teachers, principals and superintendents at schools across the region, the company created an internship program designed for students to explore careers at SMC.

As a global company, SMC has nine manufacturing locations around the world with 2,000 employees, of which 440 employees work in Devens. As SMC continues to grow, it is maintaining strong roots in Devens with a 250,000 square foot expansion. “We love being in Devens,” added Payson. “We made the decision early on to automate our processes as much as we can so we can concentrate on high volume products to absorb the cost of automation.”

But for Payson, the real impact of today’s industry comes when he is touring guests at the Devens facility.

“We’ve hosted tours for superintendents in central Massachusetts and welcome other groups to our facility, and it always makes me smile when they realize this isn’t their grandfather’s manufacturing,” said Payson. “They are surprised with the massive focus on our automated engineered solutions and with the huge technical demand for engineers and workers to support the maintenance of the machines. It’s just fantastic to show them what we are doing!”

For some companies, leaders need to only look within their own family to continue their legacy. Catania Oils, which is celebrating its 125th year, is a leading provider of organic oils, including vegetable oils, olive oils and blended oils, for the foodservice and retail markets. A fourth-generation employee, Joseph Basile grew up sweeping floors and doing small tasks as a child when his grandfather led the company. Now more than 30 years later, Basile is at the helm as President.

“I grew up in the business from a young age and through my teenage years spending a lot of time with my grandfather at the plant on weekends,” recalled Basile. “As I got older, I would spend more time at the factory and did a lot of the jobs which look different today because the technology has grown leaps and bounds.”

In addition to SMC, L.S. Starrett is also focusing heavily on automation, especially in areas with difficult processes or tasks for lower skill sets to give employees with a higher level of skill more skin in the game on the shop floor.

“We want to give our employees more responsibility and ownership on machine fault recovery and putting in basic Lean principles on the floor,” said Wells. “We’re also working with robotics automation and leveraging AI (artificial intelligence) to detect quality issues in our inspection process.”

Jon-Michael Raymond, chief revenue officer at L.S. Starrett, said AI is also coming into play to identify marketing trends. “We can use AI to help with the sales process to identify new leads and track trends so we can have a targeted approach to the industry,” he said. “By investing in technology and using AI for data analytics, our sales [representatives] can see current trends, view hundreds of distributors, and explore thousands of products at their fingertips, which is very valuable.”

Catania Oils

At Catania Oils, AI is something Basile and the team are watching closely. “We are in the process of making investments in AI from a resource and time perspective,” said Basile. “A lot of things today are run by computers and automation has really exploded internally in running the business.”

Whether our manufacturers are creating jobs, driving economic growth or exploring AI and automation, one thing that has stood the test of time for generations is the collaboration among other manufacturers in the region.

“Together, we can make the overall region stronger by sharing best practices on megatrends and market conditions,” said Payson. “Market [intelligence] is critical to gage where we are and where we need to go regardless of our industry so I always want to hear from other manufacturers about how they are dealing with using technology and navigating the geo-political environment especially from folks in our own backyard.”

Basile agrees. “Being involved with the North Central Massachusetts Chamber of Commerce, networking and coming together to understand common pain points versus being a single voice trying to get attention is a powerful thing,” he said. “By working together and compiling resources, we can draw labor to us, we can automate to do more with less, and we can have a stronger culture tied together in a network with the right people.”

For Nascimento and the Chamber team, working with 400 manufacturers that call the region home means taking the Chamber’s commitment to advocating and supporting the industry one step further. In 2024, the Chamber announced the Manufacturing Council of North Central Massachusetts to support the industry and regional economy.

“The Chamber has always been a strong champion of local manufacturing, advocating and supporting the industry in multiple ways,” said Nascimento. “I believe that our strong advocacy and support of the manufacturing industry is one of the things that helps set our Chamber apart. From hosting manufacturing tours to publishing a Manufacturing Directory and supporting workforce efforts for the industry, the Council is a natural extension of our work and reflects our commitment to supporting and growing this important sector of our economy.”

Want to learn more about the Manufacturing Council?

Council members can network with peers, participate in tours of manufacturing facilities to learn best practices, attend quarterly meetings featuring experts in the industry, gain exclusive access to policy leaders, and collectively advocate for the industry. To learn more, call Roy at 978-353-7600, ext. 225.


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Líderes emergentes se gradúan del Instituto de Liderazgo Comunitario

Twenty-four of the region’s up-and-coming leaders recognized for community service, engagement

Twenty-four of the region’s brightest, up-and-coming leaders were honored by the North Central Massachusetts Chamber of Commerce for completing the Chamber’s annual Community Leadership Institute (CLI) program. The Class of 2025 were recognized during the Chamber’s Annual Meeting held on June 12 at Great Wolf Lodge in Fitchburg.

CLI is a nine-month program focused on providing local, high-potential professionals who are nominated for participation to enhance individual leadership skills, obtain a stronger understanding of the region, and grow deeper connections to business and community leaders.

“The Chamber developed CLI to inspire a new generation of community leaders to enthusiastically assume important roles in their communities while motivating participants from diverse backgrounds to be influential in our region’s future,” said Roy M. Nascimento, president and CEO, North Central Massachusetts Chamber of Commerce.

Class-of-2025-Community-Leadership-Institute

Mike Greenwood, Ph.D., chair of the business and technology department at Fitchburg State University and chairperson of the CLI program, was impressed by the caliber of this year’s class. “I am amazed with the dedication, creativity and motivation of our participants,” said Dr. Greenwood. “Programs like CLI are important to our community and help ensure a continuity of leadership, engagement and service as our region’s current leaders pass the baton to the next generation”

The program runs from October through June and includes an orientation and eight, day-long sessions on various topic areas, including Personal Leadership; Non-Profit Governance/Volunteerism; Media and Crisis Communications; Healthcare; Law and Justice; Arts and Culture; Legislation/Public Policy; Manufacturing; and Economic Development.

In addition, participants complete community service projects with a goal of positively impacting the community. This year’s class engaged in numerous initiatives, including organizing food collections for a local food pantry, collecting professional clothing for Fitchburg State University students, supporting a classmate who started a non-profit to benefit cancer patients, and provided numerous financial literacy sessions to students across the North Central Massachusetts region. The group also attended events and advocated on behalf of various local non-profits. Their community engagement continues beyond graduation – the class is currently proposing mental health legislation, creating a support group for mothers and hosting a murder mystery gala on September 27, 2025 to benefit Ginny’s Helping Hand in Leominster. Tickets and sponsorships are available for the gala.

The Class of 2025 found tremendous value in their CLI experience. When asked about their favorite aspects of the program, participants consistently highlighted the relationships with fellow classmates as the most meaningful takeaway. The leadership lessons, site visits, community connections, deeper understanding of the local region, and collaborative community projects were also cited as highly valued components of the program.

Class-of-2025-Community-Leadership-Institute-CLI

Graduates of the CLI Class of 2025 and their sponsors are as follows:

Ely Aguilera, Rollstone Bank & Trust
Hannah Bovill, Bemis Associates
Stefanae Bowen, Mount Wachusett Community College
Marian Colon, Enterprise Bank & Trust
Catherine Comerford, Workers Credit Union
Travis Condon, Cámara de Comercio del Norte Central de Massachusetts
Emily Dewey, IC Credit Union
Danielle Duval, All One Credit Union
Rosa Fernandez, Health Equity Partnership of North Central Mass Inc
Luisa Fernandez, Fitchburg Public Schools
Calla, Flannery, Workers Credit Union
Jacqui Girouard, AIS, Inc.
Nathan Glenny, Fitchburg Access Television
Deb Hinkle, Fitchburg Public Library
Lauren Howe, empHowered PR
Brittany Knowles, Bin There Dump That
Meghan Maceiko, Community Foundation of North Central Massachusetts
Sabbra Reyes, Centro de Visitantes Johnny Appleseed
Brandon Robbins, Ginny’s Helping Hand
Eladia Romero, Rep. James McGovern
Jake Simopoulos, Office of Senator John J. Cronin
Kristen Smith, NXT Level Studios
Sarah Tavitian, NewVue Communities
Lynese Wiafe, Fitchburg State University

To learn more about the Community Leadership Institute, please visit www.northcentralmass.com/community-leadership-institute or contact Maureen Babcock at 978.353.7600, ext. 222 or for more information.

Más información

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North Central Massachusetts Development Corporation approves financing for Country Pizza in Fitchburg

The North Central Massachusetts Development Corporation (NCMDC), the economic development arm of the North Central Massachusetts Chamber of Commerce, recently approved financing of $122,500 for costs associated toward the purchase of Country Pizza, located at 6 Ashby State Road in Fitchburg. NewVue Communities assisted with developing the business plan for the ownership transition.

Established in 1989, Country Pizza has been serving the Fitchburg community for over 35 years, becoming a trusted neighborhood destination for families and pizza lovers alike. The business was recently sold to Sara J. Clark and Murry W. Clark, who plan to operate Country Pizza as a family business along with their son and daughter, who both currently work at the business.

Sara began working in the pizza industry as a teenager and has been serving customers at Country Pizza the past 15 years. Since 2022, she has served as manager of the business, which offers pizza, a variety of sandwiches, salads, subs, and traditional Italian dishes.

“The pizza business has been part of my life for a number of years, and I’m thrilled with the opportunity to continue serving our customers as the new owner of this long-standing business in Fitchburg,” said Sara Clark. “Country Pizza has been like a home to me, and I am grateful to the North Central Massachusetts Development Corporation, NewVue Communities, and my family for not only supporting me in this endeavor but also believing in me and providing guidance so I could officially purchase the business that has given so much to me and my family over the years.”

Como entidad de microcréditos, NCMDC puede otorgar préstamos a pequeñas empresas de hasta $250,000 para capital de trabajo, bienes inmuebles, equipo, inventario y expansión, además de colaborar con nuestros socios bancarios para proporcionar financiamiento puente para la etapa final de un proyecto.

For more information about the NCMDC loan programs, please call 978.353.7607 or visit NorthCentralMass.com or ChooseNorthCentral.com.


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Casey Brokerage: Simplifying Freight, One Shipment at a Time

For businesses across the region seeking efficient and stress-free freight solutions, Casey Brokerage in Leominster, MA, is a trusted partner. Though the company was originally established in 1984, it began a new chapter in January 2025 when Justin Boucher and his father took over operations. With decades of entrepreneurial experience under their belts, the Bouchers are dedicated to solving logistics challenges with a personal touch.

So, what exactly does Casey Brokerage do? As a freight brokerage firm, they connect shippers with carriers, ensuring that goods move smoothly, quickly, and reliably. But Justin is quick to point out that they’re “more than just a middleman.”

“We’re problem solvers,” says Boucher. “Our goal is to simplify freight logistics by providing reliable, personalized solutions that save time and reduce stress for our clients.”

At the core of Casey Brokerage is a strong commitment to customer service. The team prides itself on being available 24/7 by phone or email, providing peace of mind to clients who know help is always just a call away.

Though Casey Brokerage is their newest venture, Justin and his father are no strangers to running a business. They’ve co-owned and operated several successful companies together over the years, including:

  • Eastern Carrier Service – a same/next-day New England delivery service founded in 1994.
  • Leominster Transmission – which they managed for ten years before transitioning to new opportunities.

The father-son team brings a proven track record of dependable service and a collaborative, hands-on approach to everything they do. That experience has shaped the workplace culture at Casey Brokerage, one that values responsiveness, innovation, and integrity.

While they’re still settling into their latest role as freight brokers, Justin and his father are excited for what lies ahead. Their deep roots in North Central Massachusetts and decades of logistics experience position them well for growth and impact.

If you’re a business looking to streamline your shipping process or solve complex logistics challenges, Casey Brokerage is ready to help. For more information or to get in touch, reach out to Justin directly at or call 508-572-3822.


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Tony Fields to Chair North Central Massachusetts Chamber of Commerce Board of Directors

Tony Fields, president and CEO of Cleartech Group, an IT solutions provider based in Leominster, Massachusetts has been elected Chair of the North Central Massachusetts Chamber of Commerce board of directors for 2025-2026. The announcement was made at the Chamber’s Annual Meeting on June 12, 2025. As the Chair of the Chamber’s board of directors, he will work with fellow board members, Chamber staff, and membership, to champion the Chamber in its mission to serve the region’s business community.

Tony brings over three decades of technology industry experience to his new role. Growing up in a family immersed in computing—his father Tim Fields founded TAF Computer Services in the 1980s—Tony enlisted in the U.S. Air Force in 1992 as a Computer Operator, where he gained experience supporting Novell and Microsoft Networks. After his military service, he advanced through IT roles as a Network Administrator, Project Lead, and Senior Network Engineer before becoming an entrepreneur in 2004 with a Computer Troubleshooters franchise in Leominster.

In 2017, Tony founded Cleartech Group with the mission to “support businesses with technology that will allow them to grow and prosper.” Under his leadership, he grew his business from a home-based operation to a ten-employee Managed Service Provider.

A graduate of Park University, the Goldman Sachs 10KSB and SBA Emerging Leader program, Tony was recognized as the 2020 Massachusetts SBA Minority Owned Business of the Year. He is active in community youth programs and also serves as Chair of the Board of LUK, Inc. Fields joined the Chamber’s board of directors in 2021 and has served in leadership roles including Treasurer.

He succeeds Barbara Mahoney, president and CEO of All-One Credit Union, who now moves to the position of Immediate Past Chair of the board of directors.

“When I started my first business, the Chamber’s support was invaluable to me. Now, as a more seasoned entrepreneur, I have seen firsthand how the Chamber connects businesses and strengthens our communities,” said Fields. “My goal is to continue that momentum—supporting local businesses, attracting visitors to our region, and maintaining the collaborative spirit that makes North Central Massachusetts special.”

“Tony brings exactly what we need in a board chair—entrepreneurial insight, collaborative leadership, and genuine passion for our region,” said Roy Nascimento, president and CEO, North Central Massachusetts Chamber of Commerce. “He understands both the challenges and opportunities facing our business community.”

In the same election, Allie Catlin, owner, Smith’s Country Cheese, located in Winchendon, was elected Vice Chair. Melissa Glenny, president, Franklin Professional Associates, located in Leominster, was elected to the position of Treasurer.

Board members elected for new terms were

  • Joseph Basile, president, Catania Oils, Ayer
  • Mark Hettinger, president and CEO, GFA Federal Credit Union, Gardner
  • Donna Hodge, president, Fitchburg State University, Fitchburg
  • Barbara Mahoney, president & CEO, All-One Credit Union, Leominster
  • Alex Matthews, general manager, Great Wolf Lodge New England, Fitchburg
  • Kayla Nault, owner of DeBonis & Davin Florist, Fitchburg; Sage Home Collections, Leominster; and Salt + Sage, Townsend

Continuing current terms on the board of directors are

  • Marieke Cormier, owner, Roots Natural Foods, Leominster
  • Chris Hendry, president & CEO, IC Credit Union, Fitchburg
  • John Heroux, president of Micro Machine & Electronics, Inc., Leominster
  • Patrick McCarty, president & CEO, McCarty Companies, Leominster
  • Nicole Moorshead, general manager, Chocksett Inn, Sterling and the Colonial Hotel, Gardner
  • David Moura, president, Moura’s Cleaning Service, Fitchburg
  • Joshua Page, president, JP Electric and Son, Fitchburg
  • Rodrigo Souza, owner, Comeketo Catering Services, Fitchburg
  • James Vander Hooven, president, Mount Wachusett Community College, Gardner

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Brittany Knowles recognized for outstanding leadership of Connect North Central networking program

Knowles honored at North Central Massachusetts Chamber of Commerce Annual Meeting for exceptional service as program chairperson

Brittany Knowles, owner of Bin There Dump That – Central Massachusetts, was recognized for her exceptional leadership as outgoing chairperson of the Chamber’s Connect North Central networking program during the North Central Massachusetts Chamber of Commerce Annual Meeting on June 12, 2025.

Connect North Central is the Chamber’s monthly networking program that meets the last Friday of each month, providing opportunities for business professionals to build relationships, share ideas, and collaborate on initiatives that benefit the regional business community.

“Brittany has led our Connect North Central program with incredible enthusiasm and energy,” said Roy Nascimento, president and CEO, North Central Massachusetts Chamber of Commerce. “She doesn’t just show up—she shows up ready to connect, collaborate, and champion other businesses in our region. Her genuine passion for building relationships and supporting fellow entrepreneurs embodies exactly what our Chamber is all about.”

Together with her husband Anthony, Knowles operates Bin There Dump That – Central Massachusetts, a locally owned and operated business that is both veteran and woman-owned. The company is dedicated to providing residential-friendly roll-off dumpster rentals throughout the region, serving homeowners and contractors with reliable waste management solutions.

Knowles’ involvement with the Chamber extends well beyond her leadership of Connect North Central. She also serves as a Chamber Ambassador, welcoming new members and representing the organization at ribbon cuttings and community events. Additionally, she is a 2025 graduate of the Chamber’s prestigious Community Leadership Institute, a nine-month program that develops emerging leaders through education on community issues, personal leadership development, and collaborative community projects.

Under Knowles’ leadership, the Connect North Central program has continued to thrive as a vital networking opportunity for Chamber members. Her commitment extends far beyond her role as chairperson—she is known as an enthusiastic Chamber member who regularly attends events, participates in various programs, and actively promotes networking opportunities to fellow business owners.

“Being involved with the Chamber and leading Connect North Central has been incredibly rewarding,” said Knowles. “There’s something special about bringing business leaders together and watching new relationships and collaborations form. Our region has so many talented entrepreneurs and business owners, and programs like Connect North Central help us support each other’s success.”

Knowles’ impact on the program reflects her broader commitment to the North Central Massachusetts business community. Her approach to leadership—focused on connection, collaboration, and genuine support for fellow businesses—has made Connect North Central a valuable resource for networking and professional development in the region.

The Connect North Central program continues to welcome new participants interested in expanding their professional networks and contributing to the regional business community. Business professionals interested in attending Connect North Central meetings or learning more about Chamber networking opportunities are encouraged to contact the North Central Massachusetts Chamber of Commerce at 978.353.7600 ext. 239 or visit northcentralmass.com.


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