E-Newsletter
An Electronic Publication of the North Central Massachusetts Chamber of Commerce
Inside this edition, you’ll discover the latest Chamber initiatives and success stories from across our region. From economic development projects and upcoming networking events to policy updates and workforce training opportunities, we’re keeping you connected to what matters most for your business and North Central Massachusetts.
The North Central Massachusetts Chamber of Commerce is here to help – with trusted resources, a strong business network, and a support system to keep your business and the region moving forward

With these funds, the NCMDC can continue to provide SBA loans of up to $50,000 to small businesses in the region. The U.S. Small Business Administration provides funds to specially designated intermediary lenders, which are nonprofit community-based organizations with experience in lending as well as management and technical assistance. These intermediaries administer the Microloan program for eligible borrowers. This is the third such SBA loan that the NCMDC has received since being approved as an SBA Microloan Intermediary in 2015. These loans have allowed the NCMDC to grant nearly $1,000,000 in SBA microloans to start ups and expanding businesses.
“Access to capital is a major issue for many small businesses, who are struggling to survive amid the unprecedented economic disruption caused by the COVID-19 public health crisis,” said Roy M. Nascimento, President & CEO of the North Central Massachusetts Chamber of Commerce and the North Central Massachusetts Development Corporation. “This infusion of much needed capital will help shore up our lending capacity and allow us to continue to support small businesses who need financing but are unable to secure it through traditional means.”
The North Central Massachusetts Development Corporation (NCMDC) is the non-profit economic development arm of the North Central Massachusetts Chamber of Commerce with the mission of creating jobs and improving the economy. NCMDC is certified by the U.S. Small Business Administration (SBA), and the U.S. Department of the Treasury under the Community Development Financial Institutions (CDFI) Program. The NCMDC works in partnership with local banks, credit unions, chambers of commerce and area nonprofits to support emerging microenterprises, small businesses, and community projects in 76 communities in Worcester, Middlesex and Franklin Counties with loans and business assistance. Since 1996, the NCMDC has granted over $7,000,000 in loans to small businesses to help grow jobs and the economy in the region.
For more information about applying for a microloans or the other loan programs available through the NCMDC, please contact Sandie Cataldo, Economic Development Manager at 978-353-7600 ext 232 or visit https://www.choosenorthcentral.com/lending/.
Late last week, Washington passed its fourth stimulus bill since the outbreak of the COVID-19 pandemic less than two months ago. This $483.4 billion legislation is meant to serve as a bridge between the CARES Act- issued just a few weeks ago- and a larger, yet to be drafted bill currently being negotiated between Democrats and Republicans. Though it is only intended to serve as a stop gap until a more comprehensive aid package can be agreed upon, there remain a number of important points you should be made aware of.
Paycheck Protection Program (PPP) Amongst small businesses, this program proved incredibly popular. Unfortunately, demand far outstripped supply and the funding provided by the CARES Act was quickly depleted. Adding to the frustration was a sense that larger banks- such as Citizens or Wells Fargo- had prioritized applications from established, more financially savvy clients.
To address this, the new bill allocated an additional $321 billion towards the program, with $60 billion set aside for smaller lenders. This allocation will be split between two categories, with half allocated to banks with less than $10 billion in assets and the remainder to institutions with between $10 billion and $50 billion in assets. It is hoped that by targeting regional or local lenders, a greater share of these funds would be directed to small or otherwise disadvantaged borrowers. Banks began accepting new PPP applications on Monday, April 27th, with funding anticipated to last roughly two weeks. To learn more about this program, visit the SBA’s website. You can also find a list of locally participating banks by clicking here.
Economic Injury Disaster Loan Program (EIDL) Another highly popular program which quickly ran out of funding was the EIDL. These flexible, low interest loans could be coupled with forgivable advances of up to $10,000 depending upon the number of individuals a business employed. Unfortunately, in its initial iteration, this program was unavailable to farmers and ranchers with less than 500 employees.
Last week’s legislation amends this, enabling a vital program to assist critical agricultural businesses across the nation. It also refinances the program, infusing it with $50 billion in new lending capital and an additional $10 billion for the aforementioned advances. As with the PPP funding however, these resources are only expected to last for a limited time. According to its website, the SBA intends to review existing requests for assistance from the previous round of funding before opening the program up to new applications. Once the application portal is reopened, the Chamber will act to alert you. Interested businesses can learn more by visiting the SBA’s EIDL page here.
Testing and Other Priorities Beyond these assistance programs, Congress and the White House allocated funding to address the public health crisis directly. The new bill commits $75 billion to assist the nation’s hospitals and healthcare providers cope with this pandemic, and provides an additional $25 billion to maintain and expand testing efforts. This last allocation will prove particularly important as the nation and the Commonwealth work to reopen.
In a conversation with the Chamber the day President Trump signed this act into law, Congresswoman Trahan and House Rules Chairman McGovern repeatedly emphasized the importance of testing to responsibly bringing the quarantine to an end. As businesses reopen and people resume their normal routines, the ability to identify new coronavirus cases and contact those who may have come into contact with them will be crucial to guarding against a resurgent epidemic or “second wave”. This legislation divides that responsibility between state and federal authorities.
Of the $25 billion, $11 billion is to be distributed amongst the states and indigenous peoples. Two billion dollars of this will be issued relative to the Health Emergency Preparation Grant Formula with another $4.25 billion distributed relative to the number of cases within a given area. The remaining $14 billion will be overseen by the federal government. This includes allocations for contract tracing, test production, expansion of lab capacity, and $1 billion for testing uninsured individuals. Significantly, it specifically allocates $825 million towards community health centers and clinics in rural areas.
As events continue to take shape, the Chamber’s staff will remain on hand to provide assistance and keep you informed of the latest developments. You can find additional resources by visiting the Chamber’s website at www.northcentralmass.com/coronavirus. If you have questions or concerns about this legislation- or other government efforts to address this crisis- please contact Christopher McDermott, Public Affairs Manager, at or (978) 353-7600 ext. 224. Now- more than ever- we want to hear from you!

The U.S. Small Business Administration’s Paycheck Protection Program offers favorable financing for small businesses to help keep their workforce employed during the Coronavirus/COVID-19 crisis. Portions of the loans are eligible to be forgiven by the SBA when used for payroll costs, interest on mortgages, rent and utilities.
The North Central Massachusetts Development Corporation (NCMDC) is a non-profit economic development corporation with the mission of creating jobs and improving the economy. NCMDC is certified by the U.S. Small Business Administration (SBA), and the U.S. Department of the Treasury under the Community Development Financial Institutions (CDFI) Program. The NCMDC works in partnership with local banks, credit unions, chambers of commerce and area nonprofits to support emerging microenterprises, small businesses, and community projects in 76 communities in Worcester, Middlesex and Franklin Counties with loans and business assistance. Since 1996, the NCMDC has granted over $6,900,000 in loans to small businesses to help grow jobs and the economy in the region.
For more information or to apply for a PPP loan through the North Central Massachusetts Development Corporation, please contact Bea Lee, Economic & Loan Administrator at or Sandie Cataldo, Economic Development Manager at 978.353.7600 x232 or via email at .


Interior Effects: Furniture in Contemporary Art pays tribute to New England’s history of furniture manufacturing
through an exploration of the unique capacity of interior furnishings to embody cultural traditions and to shape
the spaces within which we live and work. From studio furniture to artworks ranging from sculpture to video,
Interior Effects centers on furniture and its design as psychologically charged metaphors.
The exhibition combines the work of 10 New England artists who collectively explore themes including tradition,
community, gender, and the emotional impact of design. Tracie Pouliot’s oral histories and Liz Shepherd’s new
installation directly link to two furniture companies that were based in Gardner, Massachusetts—The Chair City.
Pouliot’s books record the stories of former Nichols & Stone employees, while Shepherd’s installation uses midcentury
designs produced by Heywood-Wakefield to examine these objects as iconic, regional, and gendered.
The furniture of Judy Kensley McKie, Yuri Kobayashi, and Leah K. Woods exemplify the booming studio furniture
movement in New England, which has applied extremely high technical and aesthetic standards to the creation of
one-of-a-kind furnishings. The designs of these three female furniture makers each distinctly play with traditions
and the symbolic potential of form.
In other works, furniture is used to explore institutional ethos or personal character. Celeste Roberge’s Miniature Stacks
are mini-chair monuments to artists such as Joseph Beuys and Meret Oppenheim. Katarina Burin pays homage to Fran
Hosken—one of the first women to graduate from Harvard’s Graduate School of Design—and her furniture designs.
The color saturated scenes in Sarah Malakoff’s photographs of interior spaces make the viewer aware of furniture as far
more than a benign, functional object in a domestic setting. Sandra Erbacher’s pairings of office furniture examine the
way design reflects a corporate philosophy. And Samantha
Fields’s cast porcelain chair legs animate stitched sculptures
that humorously invite feminist consideration of class, the female body, and domesticity.
Interior Effects is the second in a series of FAM exhibitions that link contemporary art practice to our region’s industrial
heritage. In 2016, FAM presented Plastic Imagination, and in 2020, will organize a show on the theme of paper.
This exhibition will be organized by Curator Lisa Crossman and Terrana Curatorial Fellow Candice Bancheri. It will be
accompanied by a Learning Lounge that will provide historical examples of furniture produced in Gardner thanks to the
Gardner Museum.
Opening Reception
Sunday, September 23, 2–4pm
Lost Manufacturing, Found Art
Saturday, November 3, 1:30–2:45 pm
A panel discussion on the effects of deindustrialization, as it relates to the region’s rich history of furniture making.
Panelists include UMass Lowell Professor Robert Forrant, artist Tracie Pouliot, and former Nichols & Stone employees,
followed by a talk by artist Liz Shepherd.
Behind the Scenes: A Closing Tour with Terrana Curatorial Fellow, Candice Bancheri
Sunday, January 13, 2pm
All events are free with museum admission.


for our annual toy box raffle!
Thursday, October 25, 2018
5-7pm
110 Grill
207 Mill Street, Leominster, MA
Light appetizers provided
$25 per person
Guild members bring a friend and they can join the Guild for free!
Proceeds from this event will go toward the purchase of exercise
pedals for our Home Health & Hospice patients.
Please RSVP to Kathy Boudreau, 978-466-4516 by Oct. 19
Today Simonds International and US Blades announced the merger of the companies in a transaction that will create the leading producer and marketer of cutting tools and the leading cutting tool service company in the primary wood fiber industry. The combined entity, Simonds International Inc., will continue to operate in the United States and Canada with 17 facilities located in the major wood fiber regions of North America. All products and customers segments currently served by Simonds and US Blades will continue uninterrupted during the integration process and thereafter.
Ray Martino, President and Chief Executive Officer of Simonds said: “This merger will combine two of the leading companies in our industry with a deep history of product innovation, quality products and customer focused organizations providing value added services to our customers. The cultures of the two companies are similar and will strengthen our service to the industry. The Simonds and US Blades brands are prominent in the industry and will remain a core part of the combined company in the future.”
John Tyner, President & CEO of US Blades said: “Over the last 14 years, US Blades has become the largest service provider in the industry and with the Simonds merger we will now have the infrastructure to reach our goal of “total customer commitment”. The merging of manufacturing and service together will allow our customers to have the latest technologies.”
About Simonds International
Simonds International, founded in 1832, is a leading supplier and marketer of cutting tools and related products to the wood, pulp, paper and tree care industries. For more information, call (800) 426-6226 or visit www.simondsint.com.
About US Blades
US Blades was founded in 2004 as a cutting tool service company servicing the southeastern United States wood fiber markets. Since its founding, the company has expanded to cover the entire eastern U.S. market. For more information visit our website www.usblades.net.
When the workday ends and the lights go down, Custom Cleaning Service of Peabody, Inc. gets to work. “We operate as our clients’ silent partner after business hours,” says Adam Paicos, of Templeton, who now serves as Director of Operations and oversees the company’s expansion into North Central MA. “We are not often seen, but we ensure facilities are clean, secure, and ready for business each day while serving as the eyes and ears for our clients when they are not on site.”
Discover local business stories through our Inside North Central Massachusetts Podcast series. Listen as Chamber members share their journeys, insights, and contributions to our thriving regional business community.
Looking for your next opportunity? Explore current job openings from employers across North Central Massachusetts on our Jobs Board. Whether you’re starting a new career or making a change, you’ll find a variety of local positions available to help you take the next step.
CapEx Facility Services & Construction · Leominster, MA
TaraVista Behavioral Health Center · Harvard, MA
DRS Power Technology, Inc. · Fitchburg, MA
AIS · Leominster, MA