{"id":12241,"date":"2020-03-18T10:45:50","date_gmt":"2020-03-18T14:45:50","guid":{"rendered":"https:\/\/www.northcentralmass.com\/?p=12241"},"modified":"2023-12-07T11:43:56","modified_gmt":"2023-12-07T16:43:56","slug":"sba-to-provide-small-businesses-impacted-by-coronavirus-covid-19-up-to-2-million-in-disaster-assistance-loans","status":"publish","type":"post","link":"https:\/\/www.northcentralmass.com\/es\/sba-to-provide-small-businesses-impacted-by-coronavirus-covid-19-up-to-2-million-in-disaster-assistance-loans\/","title":{"rendered":"SBA To Provide Small Businesses Impacted by Coronavirus (COVID-19) Up to $2 Million in Disaster Assistance Loans"},"content":{"rendered":"<p><b>WASHINGTON \u2013<\/b> SBA Administrator <a href=\"https:\/\/www.sba.gov\/person\/jovita-carranza\/\">Jovita Carranza<\/a> issued the following statement today in response to the President\u2019s address to the nation:<span class=\"Apple-converted-space\">\u00a0<\/span><\/p>\n<p>\u201cThe President took bold, decisive action to make our 30 million small businesses more resilient to Coronavirus-related economic disruptions. Small businesses are vital economic engines in every community and state, and they have helped make our economy the strongest in the world. Our Agency will work directly with state Governors to provide targeted, low-interest disaster recovery loans to small businesses that have been severely impacted by the situation. Additionally, the SBA continues to assist small businesses with counseling and navigating their own preparedness plans through our network of 68 District Offices and numerous Resource Partners located around the country. The SBA will continue to provide every small business with the most effective and customer-focused response possible during these times of uncertainty.\u201d<span class=\"Apple-converted-space\">\u00a0<\/span><\/p>\n<p><b>Process for Accessing SBA\u2019s Coronavirus (COVID-19) Disaster Relief Lending<\/b><\/p>\n<ul>\n<li>The<b> <\/b>U.S. Small Business Administration is offering<b> <\/b>designated states and territories<b> <\/b>low-interest<b> <\/b>federal disaster loans for working capital to small businesses suffering substantial economic injury as a result of the Coronavirus (COVID-19). Upon a request received from a state\u2019s or territory\u2019s Governor, SBA will issue under its own authority, as provided by the Coronavirus Preparedness and Response Supplemental Appropriations Act that was recently signed by the President, an Economic Injury Disaster Loan declaration.<\/li>\n<\/ul>\n<ul>\n<li>Any such Economic Injury Disaster Loan assistance declaration issued by the SBA makes loans available to small businesses and private, non-profit organizations in designated areas of a state or territory to help alleviate economic injury caused by the Coronavirus (COVID-19).<\/li>\n<\/ul>\n<ul>\n<li>SBA\u2019s Office of Disaster Assistance will coordinate with the state\u2019s or territory\u2019s Governor to submit the request for Economic Injury Disaster Loan assistance.<span class=\"Apple-converted-space\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li>Once a declaration is made for designated areas within a state, the information on the application process for Economic Injury Disaster Loan assistance will be made available to all affected communities.<\/li>\n<\/ul>\n<ul>\n<li>SBA\u2019s Economic Injury Disaster Loans offer up to $2 million in assistance and can provide vital economic support to small businesses to help overcome the temporary loss of revenue they are experiencing.<span class=\"Apple-converted-space\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li>These loans may be used to pay fixed debts, payroll, accounts payable and other bills that can\u2019t be paid because of the disaster\u2019s impact. The interest rate is 3.75% for small businesses without credit available elsewhere; businesses with credit available elsewhere are not eligible. The interest rate for non-profits is 2.75%.<span class=\"Apple-converted-space\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li>SBA offers loans with long-term repayments in order to keep payments affordable, up to a maximum of 30 years. Terms are determined on a case-by-case basis, based upon each borrower\u2019s ability to repay.<span class=\"Apple-converted-space\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li>SBA\u2019s Economic Injury Disaster Loans are just one piece of the expanded focus of the federal government\u2019s coordinated response, and the SBA is strongly committed to providing the most effective and customer-focused response possible.<\/li>\n<\/ul>\n<p>For additional information, please contact the SBA disaster assistance customer service center. Call 1-800-659-2955 (TTY: 1-800-877-8339) or e-mail <a href=\"mailto:disastercustomerservice@sba.gov\">disastercustomerservice@sba.gov<\/a>.<\/p>","protected":false},"excerpt":{"rendered":"<p>WASHINGTON \u2013 SBA Administrator Jovita Carranza issued the following statement today in response to the President\u2019s address to the nation:\u00a0 \u201cThe President took bold, decisive action to make our 30 million small businesses more resilient to Coronavirus-related economic disruptions. Small businesses are vital economic engines in every community and state, and they have helped make [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3,125],"tags":[],"class_list":["post-12241","post","type-post","status-publish","format-standard","hentry","category-news","category-ncmdc"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>SBA To Provide Small Businesses Impacted by Coronavirus (COVID-19) Up to $2 Million in Disaster Assistance Loans &#187; North Central Massachusetts Chamber of Commerce<\/title>\n<meta name=\"description\" content=\"WASHINGTON \u2013 SBA Administrator Jovita Carranza issued the following statement today in response to the President\u2019s address to the nation:\u00a0 \u201cThe President\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.northcentralmass.com\/es\/sba-to-provide-small-businesses-impacted-by-coronavirus-covid-19-up-to-2-million-in-disaster-assistance-loans\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"SBA To Provide Small Businesses Impacted by Coronavirus (COVID-19) Up to $2 Million in Disaster Assistance Loans &#187; 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